Talent.com
SBA Banker III
SBA Banker IIISeacoast National Bank • New York, New York, United States
SBA Banker III

SBA Banker III

Seacoast National Bank • New York, New York, United States
[job_card.variable_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Description

Location : Flexibility within the United States

JOB SUMMARY :

The Small Business Administration (SBA) Banker III is responsible for leading business development with a primary focus on SBA lending while maintaining market leadership presence in the local community. The SBA Banker is responsible for soliciting and servicing prospective clients producing SBA 7a and 504 as well as generating and managing a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals. Consistently gains the confidence and trust of others through honesty, integrity, and authenticity.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

Business Development

  • Quickly establish a consistent SBA business development cadence in the marketplace which includes but is not limited to :
  • Call Planning and Follow-Up
  • Client Retention Calls
  • New Client Prospecting
  • Outbound Telephone Calling Efforts
  • Networking Events
  • Maintain and expand a mature Center of Influence (COI) base of community and business leaders, leveraging them to gain additional business through referrals.
  • Responsible for sales, credit analysis, proper loan structuring (SBA loan packaging and submission), client interviewing and perceptive character judgment.
  • Source and build new business relationships.

Credit Acumen

  • Complete understanding of all business credit facilities including, but not limited to :
  • Structuring proper terms and product based on business need, useful life and business growth.
  • Basic understanding of business and personal financial statements and tax returns to identify credit worthiness and identifying risk potential.
  • Ability to identify short- and long-term credit facility needs based on business sales cycle, type of business, growth plans, and business strategy.
  • Educates prospective clients about the Bank's underwriting guidelines, SBA programs and all applicable government regulations.
  • Coordinates with attorney, loan closer and other involved staff to assure timely loan closing and funding activities.
  • Able to balance business needs with customer requests while managing potential risk to the bank.
  • Adheres to Seacoast Bank's Code of Conduct.
  • Acts as a mentor to junior level SBA Lenders within Seacoast Bank.
  • Adheres to policy & procedure of Seacoast Bank and must comply with BSA / AML / OFAC regulations and guidelines. Accept loan applications and the collection all required applicant information while following Fair Lending performance standards and ensuring fair and equal treatment to all applicants. Practices ethical sales behaviors in accordance with the Associate Code of Conduct and Sales Practices Policy, acting in the best interest of the applicant and their credit needs. Proactively helps to resolve customer concerns in a timely, professional, and positive manner, escalating issues to the next level of authority as needed.
  • EDUCATION and / or EXPERIENCE :

  • High School Diploma or equivalent required.
  • College degree in a financial related discipline preferred.
  • 5+ years of directly related SBA experience preferred.
  • 10+ years in business development and / or financial services experience required.
  • Demonstrate excellent communication (written and verbal) and interpersonal skills.
  • PC Proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    #LI-PF1

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    [job_alerts.create_a_job]

    Banker • New York, New York, United States

    [internal_linking.related_jobs]
    Loan Servicer II - C & I, AT

    Loan Servicer II - C & I, AT

    Apple Bank • New York, NY, United States
    [job_card.full_time]
    Salary Range : $75,000 - $95,000.The Loan Servicer II, Commercial & Industrial (C&I), is responsible for efficiently managing loan servicing tasks within Apple Bank's C&I portfolio.Key duties includ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Oncology Financial Navigator

    Oncology Financial Navigator

    PATHS, LLC • Long Branch, NJ, US
    [job_card.full_time]
    CAREXST is aware that some patients may experience financial vulnerability during their treatment.Our navigators evaluate their level of exposure to the possibility of financial toxicity which can ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    VP, Investment Banker

    VP, Investment Banker

    BankTalent HQ • New York, NY, United States
    [job_card.full_time]
    VP, Investment Banker sought by BofA Securities, Inc.Natural Resources sector, such as buy & sell-side M&A, incl.Prepare materials for clients & participate in client meetings during the course of ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Collateral Analyst II

    Collateral Analyst II

    East West Bancorp • New York, NY, US
    [job_card.full_time]
    Since 1973, East West Bank has served as a pathway to success.With over 110 locations across the U.Asia, we are the premier financial bridge between the East and West. Our teams of experienced, mult...[show_more]
    [last_updated.last_updated_30] • [promoted]
    IB Associate - Diversified Industrials

    IB Associate - Diversified Industrials

    Stifel Financial • New York, NY, US
    [job_card.full_time]
    Stifel strives for a culture that puts its clients and associates first : a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Sr. Portfolio Advisor II

    Sr. Portfolio Advisor II

    Northern Trust • New York, NY, United States
    [job_card.full_time]
    Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative f...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Associate, Investment Banking - Industrials

    Associate, Investment Banking - Industrials

    Stout • New York, NY, United States
    [job_card.full_time]
    At Stout, we're dedicated to exceeding expectations in all we do - we call it Relentless Excellence.Both our client service and culture are second to none, stemming from our firmwide embrace of our...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Clinician II (Bilingual preferred).

    Clinician II (Bilingual preferred).

    Catholic Charities, Diocese of Trenton • Red Bank, NJ, United States
    [job_card.full_time] +1
    Catholic Charities, Diocese of Trenton is a faith inspired non-profit organization, mission-driven, family-friendly, and passionate about services to our communities. We offer a wide variety of exci...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Portfolio Manager ABL

    Portfolio Manager ABL

    IDB • New York, NY, United States
    [job_card.full_time]
    For more than 70 years, IDB Bank has made it our mission to be the best bank for our clients by putting their needs first, and the success we've enjoyed fundamentally comes down to our people.Here ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Sales Office Manager

    Sales Office Manager

    Weichert, Realtors • Rumson, NJ, United States
    [job_card.full_time]
    Weichert, Realtors is currently looking for a Sales Manager for our Rumson, NJ office.The Sales Manager is responsible for motivating and leading a team of real estate sales associates in their off...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Private Banker III

    Private Banker III

    Busey • New York, NY, US
    [job_card.full_time]
    The Private Banker III develops new deposit, wealth management and loan relationships for high-net-worth clients through prospecting, community involvement and proactive business development activi...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Inbound Lead Generation Associate

    Inbound Lead Generation Associate

    Konica Minolta Business Solutions • Ramsey, NJ, United States
    [job_card.full_time]
    Engage with web live chat, phone, and email from customers, providing real time assistance ranging from potential sales opportunities to customer inquiries, and assisting in purchases online.Determ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Investment Banking Associate - IB Healthcare

    Investment Banking Associate - IB Healthcare

    Jefferies Financial Group • New York, NY, US
    [job_card.full_time]
    Investment Banking Associate Healthcare Services And Technology.Jefferies Global Healthcare Group provides comprehensive advisory and capital markets services across healthcare services, biotechno...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Collateral Analyst II

    Collateral Analyst II

    East West Bank • New York, NY, United States
    [job_card.full_time]
    Since 1973, East West Bank has served as a pathway to success.With over 110 locations across the U.Asia, we are the premier financial bridge between the East and West. Our teams of experienced, mult...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Relationship Banker I

    Relationship Banker I

    Cathay Bank - Headquarters • Brooklyn, NY, United States
    [job_card.full_time]
    Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success....[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Loan Servicer II - C & I, AT

    Loan Servicer II - C & I, AT

    Apple Bank for Savings • New York, NY, United States
    [job_card.full_time]
    Salary Range : $75,000 - $95,000.The Loan Servicer II, Commercial & Industrial (C&I), is responsible for efficiently managing loan servicing tasks within Apple Bank's C&I portfolio.Key duties includ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Portfolio Manager II - CRE

    Portfolio Manager II - CRE

    Provident Bank • Paramus, NJ, United States
    [job_card.permanent]
    How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    SBA Banker III

    SBA Banker III

    Seacoast National Bank • New York, NY, United States
    [job_card.full_time]
    Location : Flexibility within the United States.The Small Business Administration (SBA) Banker III is responsible for leading business development with a primary focus on SBA lending while maintaini...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]