Manager Credit Card Risk

Mgr Credit Card Risk

The Mgr Credit Card Risk position will manage the account and credit line strategies for existing consumer and commercial card portfolios and will forecast and analyze credit card delinquency, roll rates and losses. This position will ensure all account and line management processes are optimized through complex analytics. The Credit Card Risk Manager position will develop credit risk modeling, and predictive credit risk modeling, scoring and analytics to support the credit risk, collections, fraud, sales and marketing functions.

To enhance credit card portfolio performance, this position will analyze portfolio trends, credit score cutoffs, loss trends, portfolio dynamics, and bureau scoring criteria. Will develop more complex program models to extract data and use databases to provide statistical and financial modeling to minimize risk and reduce charge-offs. Understand data relevant to line units and set strategies accordingly. Assist in the development of a new consumer credit card program, which includes the No Pre-Set Spending Limit (NPSL) feature from Visa. Identify cardholders for upgrading and provide active account management. Coordinate the production of performance reports for Sr. Management. Must be able to effectively communicate performance results, performance updates and key initiatives to senior risk management personnel. This position will design, develop and implement account management strategies and will develop metrics and reporting to assess their effectiveness in order to reduce and optimize and the management of credit card charge-offs. Responsible and accountable for appropriate quality controls related to the financial products the bank provides, the services the bank delivers, the processes employed and the incentives with which colleagues are awarded. All City National products, financial solutions and services are to be provided ethically and with integrity in a manner that is consistent with the client-first culture and values embodied in City National's PRIDE statement.

Required Qualifications :

• Bachelor's Degree or equivalent
• 8 years of experience analyzing credit card portfolios
• 6 years experience with SQL and relationship databases
• Previous experience implementing Visa Signature NPSL program

Additional Qualifications :

Compensation : Starting base salary : $122,535 - $208,715 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and / or commissions.

Benefits and Perks : At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including :

About Us : Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.

Inclusion and Equal Opportunity Employment : City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.