Job Description
Job Description
Job Title : Medical Billing Collections Representative (Commercial, Out-of-Network NJ & Spine / Orthopedic Experience)
Position Summary :
The Medical Billing Collections Representative is responsible for the collections process for medical claims, with a specialized focus on commercial insurance carriers, out-of-network (OON) claims, and spine / orthopedic procedures.
The ideal candidate will have expertise in navigating complex insurance policies, understanding orthopedic / spinal procedures, ensuring timely payment, and resolving discrepancies between healthcare providers and insurance companies.
Key Responsibilities :
Collections and Follow-up :
- Proactively monitor and follow up on unpaid or underpaid claims, particularly those from commercial insurance carriers and out-of-network payers, focusing on orthopedic and spine-related claims.
- Communicate effectively with insurance companies, providers, and patients to ensure timely resolution of outstanding balances, including those for high-cost spine and orthopedic treatments.
- Manage claim denials, including those specific to spine and orthopedic services, by working with insurance carriers to resolve issues and submit timely appeals.
- Collaborate with Management and the coding team to ensure correct coding for spine and orthopedic-specific procedures (e.g., spinal fusions, joint replacements, etc.).
Dispute Resolution :
Investigate and resolve issues related to out-of-network reimbursement rates, particularly for spine and orthopedic procedures, ensuring fair reimbursement according to industry standards or contracted rates.Negotiate with insurance companies to secure appropriate payment for complex and high-cost spine / orthopedic services.Maintain an understanding of orthopedic and spine treatment codes and payer policies to advocate effectively for claims.Patient Communication :
Work with patients to explain their billing statements, including detailed breakdowns of spine and orthopedic services and out-of-pocket responsibilities for out-of-network procedures.Provide assistance in setting up payment plans or alternative billing arrangements for patients with outstanding balances, especially those for high-cost spine / orthopedic treatments.Documentation and Reporting :
Maintain accurate and up-to-date records of all billing and collection activities, specifically related to spine and orthopedic services.Prepare detailed reports on outstanding claims, denials, appeals, and aging reports for management review.Insurance Reconciliation :
Reconcile payments received from commercial carriers, comparing payments against claims submitted for spine / orthopedic services to identify discrepancies.Ensure that correct adjustments are made and appropriate write-offs are processed in accordance with established policies for specialized procedures.Required Skills and Qualifications :
Experience :
Minimum of 5+ years of experience in medical billing and collections, with specific experience handling commercial insurance carriers (e.g., Blue Cross Blue Shield, Aetna, United Healthcare) and out-of-network claims.Previous experience working with orthopedic and spine-related procedures (e.g., spinal fusions, joint replacements, disc replacements, etc.) is a significant plus.Familiarity with ICD-10, CPT, and HCPCS coding related to orthopedic / spine treatments.Strong understanding of out-of-network and payer reimbursement structures, and orthopedic-specific reimbursement issues.Technical Proficiency :
Proficient in using medical billing software (e.g., Modmed).Experience working with electronic health record (EHR) systems and claims management tools.Knowledge of HIPAA regulations and confidentiality protocols.Communication Skills :
Strong verbal and written communication skills to interact professionally with insurance carriers, healthcare providers, and patients.Ability to explain complex billing and insurance information in a clear and concise manner, especially in the context of orthopedic / spine procedures.Problem Solving :
Strong analytical skills to identify trends, resolve billing discrepancies, and address issues specific to orthopedic and spine claims.Ability to manage multiple priorities in a fast-paced environment and meet deadlines.Education :
High school diploma or equivalent required; Associates or Bachelors degree in healthcare administration, business, or related field preferred.Work Environment :
Office-based standard working hours.Standard working hours, with occasional overtime required to meet deadlines or resolve urgent claims.Pay Transparency Statement : In accordance with the New Jersey Pay Transparency Act, this role falls within Pay Grade 7 of the 2025 OPM Salary Table for the NY, NJ, CT, and PA region. Compensation is commensurate with experience and education.
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