Treasury & Balance Sheet Strategies Graduate Rotational Program 2026

Description

Location : Boston, MA; Johnston, RI

Responsibilities

The Treasury and Balance Sheet Strategies Graduate Rotational Program is a unique development opportunity within Citizens' Treasury Department for versatile graduate students who seek to become future leaders within banking and finance. You'll accelerate the development of analytical, communication, and project management skills as well as gain foundational financial analysis skills and core knowledge of bank treasury. Crafted for final-year graduate students, this is an 18-month, full-time program that offers a robust onboarding, on-the-job training, critical project responsibilities, mentorship, and an opportunity to complete three 6-month rotational assignments through various Treasury teams. You will learn the Treasury function, gain insight into the inner workings of a large financial institution, connect with senior leaders, and develop transferable skills. You may be assigned to any of the following Treasury-related areas for rotations :

Funding & Liquidity

Asset / Liability Management

Capital Markets, Treasury Investments, and Hedging

Deposit Strategy

Capital Strategy & Analytics

What you'll do.

Engage in project-based assignments that offer meaningful exposure to how a corporate Treasury department functions

Contribute to initiatives across funding and liquidity management, securities portfolio management, capital planning, interest rate risk management and balance sheet management

These assignments provide a deep understanding of how Treasury teams manage risk, optimize the balance sheet and support the bank's strategic objectives

Required Qualifications :

Ability to work under pressure with efficiency and accuracy

Outstanding written and oral presentation skills

Ability to plan and prioritize workload

Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.

Candidates must currently be a U.S. Resident to be eligible for this program.

Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time positions and candidates must have permanent authorization to work in the U.S

Preferred Education and Qualifications :

Candidate for a master's degree in Economics, Math, Finance, or Business administration with anticipated graduation in May / June 2026

Minimum GPA of 3.5

Working knowledge of relevant platforms (Microsoft Office, Bloomberg, etc) helpful

Demonstrable experience in project management, financial analysis, and relationship building

CFA Charterholder, or progress towards, highly preferred

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status / parenthood, medical condition, military or veteran status, national origin, pregnancy / childbirth / lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and / or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.