Senior Credit Risk Reporting Analyst (Hybrid- Buffalo, NY)

Advanced Data Analyst

Perform advanced data and statistical analysis in support of the creation and maintenance of statistical models. Support Senior Analysts, Risk Modelers and Credit Risk Management in data analysis and model construction.

Primary Responsibilities :

• Assist in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy.
• Demonstrate working knowledge of Credit Risk databases to provide data and analytical support to Senior Management.
• Perform data manipulation and analysis using Microsoft Office Products and present results and recommendations to Credit Risk Management.
• Demonstrate data manipulation and analysis using tools such as SAS and SQL.
• Track portfolio performance and risk strategy results. Incorporate observations and data in existing models to improve predictive results.
• Identify deviations from forecast / expectations and explain variances in complex situations. Identify risk and / or opportunities.
• Develop and enhance financial analysis and data support tools that will be used both in and outside the Credit Division.
• Demonstrate working knowledge of credit risk metrics including Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD).
• Provide guidance and direction to lower level analysts regarding financial and data analysis.
• Act as a lead in managing Commercial Scorecard projects and initiatives under the guidance and direction from Management. Present data, results and / or recommendations to Senior Management as necessary.
• Adhere to applicable compliance / operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities :

This role is highly technical in nature and requires demonstrated attention to detail, execution, and follow up on multiple initiatives within the Credit Division. The ability to identify, analyze, rationalize and communicate business problems and recommend solutions is a key factor of success in this role.

Education and Experience Required :

Bachelor degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline with minimum of 3 years relevant experience or in lieu of degree, a combined minimum of 7 years higher education and / or work experience to include a minimum of 3 years relevant experience.

Master's degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, with minimum of 1 year relevant experience or in lieu of degree, a combined minimum of 7 years higher education and / or work experience to include a minimum of 1 year relevant experience.

MS Excel and MS PowerPoint experience

Education and Experience Preferred :

Data analysis experience preferred utilizing either Power BI, Tableau, Alteryx, or SQL.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location : Buffalo, New York, United States of America