Credit Quality Analyst

In-Office Position : Training 5 days a week in office- Normal business hours 8am-5pm. Discuss hybrid schedule once fully trained.

Candidate can sit in either Charlotte and Plano

Preferred skills :

• Commercial Credit
• Wholesale Credit
• Fulfillment Booking / Funding experience (nonresidential)
• Reading credit agreements

Required Knowledge :

Basic Overview :

This position supports the loan booking and closing activities in the Loan IQ system of record on behalf of the Syndicated & Corporate Lending Credit Fulfillment Team.

Required Skills :

LoanIQ Expertise : Proficiency in LoanIQ software or similar loan management systems.

Degree or experience in banking and / or finance.

Attention to Detail : The ability to meticulously review and verify loan documents for accuracy and compliance with regulatory standards.

Communication Skills : Strong verbal and written communication skills to interact with internal and external stakeholders, including attorneys, clients, and other departments.

Organization : Excellent organizational skills to manage and prioritize a high volume of loan closings efficiently.

Problem-Solving : Ability to identify and resolve issues or discrepancies in loan documentation.

Software Proficiency : Familiarity with loan management software and related tools commonly used in the financial industry.

Time Management : Effective time management to meet tight deadlines and ensure timely loan closings.

Customer Service : Providing excellent service to clients and addressing their queries or concerns.

Team Collaboration : The capacity to work well in a team, as loan closers often collaborate with underwriters, legal teams, and other departments.

Risk Management : Understanding of risk assessment and mitigation within the context of corporate lending.

Analytical Skills : Strong analytical abilities for evaluating financial statements, credit reports, and other financial documents.

Adaptability : Flexibility to handle changing priorities and evolving lending regulations.

Integrity and Confidentiality : Maintaining the highest standards of integrity and respecting the confidentiality of sensitive financial information.

Data Analysis : Analytical skills for evaluating financial data and reports.

Regulatory Updates : Staying informed about industry trends and regulatory changes related to lending practices.

Independence : Must demonstrate the ability to work independently.

Desired Skills :

Loan Syndication Knowledge : Understanding of syndicated lending processes and best practices.

Loan Documentation Expertise : Knowledge of loan documentation requirements, including familiarity with syndicated and corporate lending agreements.

Credit Analysis : Ability to assess the creditworthiness of corporate clients.

1. Financial Credit Experience

2. Problem Solving

3. Attention to Detail