Sr Analyst, Credit Risk

Senior Credit Risk Analyst

Avant is adding to our Credit Risk team! The Senior Credit Risk Analyst will play a crucial role in evaluating and managing credit risk of credit card origination business. This role involves conducting in-depth analysis and providing insights to support risk management strategies and drive growth. You will work closely with the team and cross-functional partners to drive data-driven decisions that balance prudent risk management with aggressive growth in a dynamic FinTech environment. This is a high-impact role with visibility to senior leadership and direct influence on our credit risk framework.

What You'll Do:

• Lead the end-to-end strategy change from hypothesis and proposal to implementation and performance tracking
• Perform comprehensive credit risk analysis for various portfolios.
• Develop and maintain detailed credit risk models and tools.
• Conduct advanced data analysis to evaluate risk and identify trends.
• Prepare and present detailed risk reports and presentations for senior management.
• Collaborate with cross-functional teams to develop risk mitigation strategies.
• Build business cases for new credit risk initiatives to drive growth.
• Monitor and analyze economic and industry trends affecting credit risk.
• Assess and address issues to identify and implement improvements toward efficient account management and servicing operations.

Why You're At Fit:

• Bachelor's Degree in Finance, Economics, Math, Engineering, or related field.
• 2+ years of experience in credit risk analysis, preferably in the credit card or personal loan industry.
• Strong analytical and quantitative skills.
• Proficiency in SQL and Python.
• Excellent communication and presentation skills.
• Ability to manage multiple projects and meet deadlines.

This role is based on our downtown Chicago Office, located in the Merchandise Mart. We highly value collaboration and our hybrid schedule (M, T, Th in-office) enables flexibility to balance work and individual priorities.

The base salary range for this job is $66,000 USD - $88,000 USD/ Year. Employees new to Avant typically come in below the midpoint of the pay range. The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities. This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role.

Our benefits include:

• Choice of great Medical, Dental, and Vision Insurance Plan options
• 401(k) match
• Flexible Time Off
• Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
• Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
• Lunch Allowance (Fooda) and In-office Snacks
• Summer Fridays
• Fun In-Office and Virtual Social Events
• And who doesn't love the swag

We believe that a diverse set of backgrounds and experiences helps us create the most innovative solutions for our customers. We invite you to apply to our positions even if you do not meet 100% of the qualifications listed in the description. If you're passionate about our mission and aligned to our values, we hope you'll come contribute to our awesome culture.

At Avant, we believe our values make a difference:

• Authenticity. We show up to work as our whole selves and make sure others can too.
• Collaboration. We can only succeed when we do so as a team.
• Problem-Solving. The harder the problem, the more satisfying the solution.
• Customer. We are all owners of the customer experience.
• Initiative. Plan. Adapt. Get Sh!t Done.

We believe that great ideas come from anyone and anywhere, that everyone is an owner who drives change, and that we have more fun when we work together. We're problem solvers who love collaborating with intelligent and highly-motivated people to reshape the face of digital banking. Avant offers terrific perks and benefits, fun social events with employees who actually like hanging out together, and a flexible growth environment where trying your hand at new projects and being the active owner of your career path is encouraged and supported.