Job Description
Job Description
Core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.
Offering a dynamic benefit package that includes but is not limited to :
- Four Medical Plan Offerings to choose from
- Employer HSA Contributions (Coverage / Plan exclusions)
- Employer Provided Life Insurance Policy
- Annual Health Incentive
- Annual Wellness Reimbursement
- Tuition Reimbursement program
- Generous Match 401k Retirement Plan
- Paid Sick Leave
- Paid Vacation Leave
- 11 Paid Holidays based on the Federal Reserve Calendar
If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.
ESSENTIAL FUNCTIONS :
Evaluate the creditworthiness of potential and existing clients by analyzing financial statements, credit reports and other relevant data.Completion of detailed credit memorandums reporting findings and summarizing financial analysis for new loans, renewals, reaffirmations, and / or modifications of existing loans.Completion of annual reviews on existing relationships to evaluate any changes in credit risk while coordinating annual reviews with loan maturities.Coordinate Risk Rating and Policy Exception changes identified in the credit process.Stay updated on industry trends, economic conditions and regulatory changes that may impact credit risk and lending practices.Coordinate packages for Loan Committee, Executive Loan Committee and Board Meeting presentations; work with Administrative Staff on agenda items.Provide technical advice and assistance to loan officers / lending assistants as needed.Provides the best service to our customers with innovative and creative solutions.JOB REQUIREMENTS :
Minimum of 3 years of experience as a Credit Analyst with experience in Commercial and Commercial Real Estate transactions.
Bachelor’s degree in finance, accounting, or business related major.
Ability to work collaboratively with other financial professionals, including loan officers, to facilitate the credit approval process.
Strong decision-making skills to make credit recommendations or decisions based on sound financial analysis.Extensive knowledge of financial institution policies and procedures.Excellent written and verbal communication skills.Strong financial analytical capabilities.Strong attention to detail, ability to prioritize workload, meet deadlines, and deal tactfully with co-workers and customers.Extended hours sitting and performing computer tasks may be required.Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
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