GL Bodily Injury Adjuster - San Diego

Job Description

GL Bodily Injury Adjuster

Job Summary

Seeking a skilled and experienced GL Bodily Injury Adjuster to join a team in a hybrid role. This position involves analyzing and processing insurance claims to determine the extent of liability while adhering to state Department of Insurance regulations. The ideal candidate will have a strong background in handling moderate to severe complexity third-party bodily injury and property damage claims, both litigated and non-litigated. This role requires excellent communication, analytical, and negotiation skills, as well as a commitment to delivering exceptional service to clients.

Compensation Package

• Competitive salary: $75,000 - $100,000 annually
• Performance-based bonus opportunities
• Comprehensive benefits package, including: Company match on 401(k)

Responsibilities

• Investigate and resolve moderate to severe complexity third-party bodily injury and property damage claims.
• Handle both litigated and non-litigated claims, ensuring compliance with state Department of Insurance regulations.
• Document claims files with findings from investigations, evaluate liability, and negotiate settlements.
• Prepare releases, reservation of rights letters, and denials of liability.
• Compile large loss reports for claims involving severe injuries.
• Maintain open communication and build rapport with clients, claimants, attorneys, and other stakeholders.
• Provide coaching and mentoring to less experienced team members.

Qualifications/Requirements

• Minimum of 5+ years of multi-line claims handling experience at an insurer or TPA.
• Proven expertise in liability claims, including premises liability and complex bodily injury claims.
• Strong knowledge of commercial lines coverage and exposure.
• Experience with files in litigation and effective communication skills.
• Industry certifications such as CPCU, AIC, or SCLA are highly desirable.
• Must possess a Florida State Adjuster’s License and be able to secure and maintain a multi-state adjuster license.
• High school diploma or equivalent (GED) required; additional education or training is a plus.
• Excellent verbal and written communication, investigation, organization, and analytical skills.
• Ability to work independently and handle complex issues with minimal supervision.

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