Senior Credit Analyst - Hybrid

Senior Credit Analyst (Hybrid) – AgTrust Farm Credit

Are you someone who thrives on digging into financial data, assessing complex credit scenarios, and helping guide strong lending decisions? If you're passionate about credit analysis and want to make a meaningful impact on the agricultural lending community, we want to hear from you.

AgTrust Farm Credit is seeking an experienced Senior Credit Analyst to support our Lending team. This hybrid role offers a blend of in‑office collaboration and remote flexibility. In this position, you'll analyze and service complex commercial, agricultural, agribusiness and mortgage loans, including multi‑entity and participation credits. You'll provide high‑level financial analysis, assist loan officers with structuring and closing loans, and help ensure strong credit administration across the Association.

Why You'll Love Working with Us

We don't just offer a job, we offer a long‑term career in a place where you can grow, thrive, and make a difference. AgTrust Farm Credit has over $3 billion in assets and is part of the nationwide Farm Credit System, the nation's oldest and largest source of rural financing, supporting farmers, ranchers, and agribusinesses for more than 100 years.

What You'll Do

• Analyze complex credit requests and financial statements
• Evaluate credit risk and recommend approval/denial
• Assign PD ratings and ensure accurate risk classifications
• Support loan officers with loan structuring and due diligence
• Prepare committee recommendations within/above delegated authority
• Provide guidance on lending policies and underwriting
• Mentor junior credit analysts and support process improvement

What We're Looking For

• Bachelor's degree in Finance, Business, or related field (or equivalent)
• 5+ years of commercial/mortgage credit analysis experience
• Strong financial, accounting, and risk assessment skills
• Experience with loan participations and multi‑entity structures
• Prior experience with agricultural or agribusiness operations is preferred but not required
• Solid communication skills and Microsoft Office proficiency
• Ability to work independently and maintain confidentiality

Why AgTrust?

• Hybrid schedule
• Competitive pay + PSP bonus
• Medical, dental, vision, and prescription coverage
• Company‑paid life, AD&D, and long‑term disability
• 401(k) with generous match
• Paid vacation, sick leave, and parental leave
• Wellness program and professional development opportunities

Ready to build a career with a mission‑driven organization? Apply today!

Some legal language:

At the discretion of AgTrust Farm Credit, this position may be offered at an alternate title. In addition, other business experience may be considered relevant.

AgTrust, ACA is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity, genetic information, or any other legally protected status.

Persons with disabilities who require accommodation to complete the application process should contact AgTrust Human Resources at (817) 288-1599.

AA/EOE/M/F/D/V