Talent.com
Mortgage Community Development Loan Officer
Mortgage Community Development Loan OfficerBell Bank • Gilbert, AZ, United States
Mortgage Community Development Loan Officer

Mortgage Community Development Loan Officer

Bell Bank • Gilbert, AZ, United States
[job_card.variable_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

The Mortgage Community Development Loan Officer is focused on growing and developing homeownership opportunities for low-to-moderate income (LMI) individuals, families and communities of color. Under minimum supervision, this position will originate and be an area market expert for loans that meet regulatory, investor and bank portfolio guidelines; including but not limited to Housing Finance Agency, first-time homebuyer, affordable lending and down payment assistance programs.

The Mortgage Community Development Loan Officer will lead and coordinate community development activities and build and maintain strong relationships with nonprofit organizations, other community partners, and bank partners. This position is a community connector that is driven by the goal of supporting financial empowerment and generational wealth building by providing successful and sustainable homeownership opportunities with a focus on closing the homeownership disparity gap. This role reports to the Area Manager with dotted line to the National Community Development Manager.

Primary Duties :

Mortgage Loan Originations

  • Originate compliant mortgage loans with a focus on, but not limited to, LMI and communities of color :
  • Responsible for knowing and complying with all Federal and investor regulations, requirements, and bank policies.
  • Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications
  • Advise customers on mortgage loans that are appropriate for their individual financial circumstances.
  • Maintain high standards of client satisfaction and quality, and ensure sales / originator systems and workflows are efficiently controlled.
  • Ensure loans in process are moving through the pipeline by regularly reviewing pipeline, communicating with borrowers and processors on additional items needed, interacting with title companies, realtors, attorneys, etc.
  • Manage client referrals to ensure all new customers are introduced to local branches and other appropriate business lines.
  • Originate a minimum of 3 loans per month or 36 loans per year.

Community Development (approximately 1 / 3 to 1 / 2 of time)

Community Engagement, Outreach and Training

  • Develop and maintain strategic relationships with community partners.
  • Maintain list of key strategic community partners.
  • Conduct financial wellness, homebuyer education workshops, and homeownership seminars with local community and affordable housing partners.
  • Represent Bell at community focused events and meetings.
  • Coordinate and staff Bell Sponsored, community and partner events and activities for the market area (e.g., housing fairs, community event vendor booths, nonprofit events, etc.).
  • Track and report out on all community development activities (date, event / training, targeted market reached, est. # of attendees, evaluation, notes, etc.)
  • Attend affordable homeownership programs and services educational seminars, trainings, and workshops.
  • Attend Bell enterprise-wide Community Development trainings.
  • Market Area Community Development Goals and Activities :

  • Be accountable to goals set out in the market area Community Development (CD) Business Plan.
  • Track goal progress and report out to leadership.
  • Track industry and production trends and propose adjustments to the CD Business Plan and goals as needed.
  • Track and measure against CRA and / or Fair Lending targets for the market area.
  • % of mortgage originations in LMI and minority communities.

  • % of Mortgage originations to LMI and minority borrowers.
  • Develop strong relationships and communication channels with Bell partners (e.g., Bell Bank, Community Reinvestment Act (CRA), Operations, Compliance, etc.).
  • Participate in regularly scheduled meetings with Bell partners and provide updates, training, or report outs as appropriate.
  • Communicate local Community Development training and volunteer opportunities to area staff.
  • Recognize, share and celebrate Community Development stories and successes!
  • Be a Community Development and Diversity, Equity and Inclusion champion.
  • Know by name and face as many partners, customers and employees as possible, calling them by name as often as possible.
  • Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
  • Know, understand, and live the company values and bottom line.
  • Perform other duties as assigned.
  • Job Skills Required :

  • Preferred three (3) years experience as a loan officer in first mortgage production.
  • Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
  • Demonstrated experience with Affordable Lending products.
  • Proven experience in supporting Community Reinvestment Act (CRA) and Fair Lending goals.
  • High School Diploma, Bachelor's degree in business related field, or equivalent experience.
  • Working knowledge of Community Reinvestment Act, FNMA, FHLMC, FHA, VA, local state housing programs, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate, finance laws, regulatory compliance and investor guidelines.
  • Excellent written and oral communication skills and ability to work in a team environment.
  • NMLS registration.
  • Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.
  • Strong computer skills and experience utilizing laptop technology
  • Ability to work independently with limited supervision.
  • Ability to strategically plan to market and develop business contacts.
  • Excellent customer service skills.
  • Ability to travel to and work occasional evenings and / or weekends to participate in or attend community events or meetings.
  • Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.
  • Bilingual or multilingual preferred.
  • [job_alerts.create_a_job]

    Mortgage Loan Officer • Gilbert, AZ, United States

    [internal_linking.related_jobs]
    CDL-A Drivers : Top Pay, Consistent Routes, Elite Fleet

    CDL-A Drivers : Top Pay, Consistent Routes, Elite Fleet

    Marten Transport • Casa Grande, AZ
    [job_card.full_time]
    Earn Top Pay and Choose Your Home Time!.Apply Now or Call to Speak to a Recruiter!.We re proud to be recognized as an Elite Fleet by the Truckload Carriers Association for offering a best-in-class ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    CDL Truck Driver - Home Daily - Excellent Benefits and Equipment

    CDL Truck Driver - Home Daily - Excellent Benefits and Equipment

    C.R. England • Casa Grande, AZ, US
    [job_card.full_time]
    England is Now Hiring Dedicated Local Drivers!.Dedicated Local Fleet - Competitive Pay - Full Benefits Package.Valid CDL-A and 3+ months of current experience required. This lane is not suitable for...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Retail Sales Associate

    Retail Sales Associate

    Ashley Global Retail, LLC • Mesa, AZ, US
    [job_card.full_time]
    We Don't Follow Trends, We Create Them.For over 75 years, Ashley Furniture has been the largest home furnishings manufacturer, transforming homes worldwide. With our customer base continuously g...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Radiation Therapist - $10,000 Sign on Bonus

    Radiation Therapist - $10,000 Sign on Bonus

    American Oncology Management Company • Casa Grande, AZ, United States
    [job_card.full_time]
    Cancer & Blood Specialists of Arizona.Join us at our cutting-edge, brand-new facility located just 30 minutes south of Phoenix, AZ. As one of the fastest-growing counties in the nation, our communit...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Customs and Border Protection Officer - Experienced (GS9)

    Customs and Border Protection Officer - Experienced (GS9)

    U.S. Customs and Border Protection • Rio Verde, Arizona, US
    [job_card.permanent]
    Customs and Border Protection Officer (CBPO).Please make sure you read the following details carefully before making any applications. Customs and Border Protection (CBP) offers those interested in ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Customer Service - Bank

    Customer Service - Bank

    Charles Schwab • MESA, AZ, United States
    [job_card.full_time]
    At Schwab, you’re empowered to make an impact on your career.Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry togeth...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Physical Therapist - $82K+ per year

    Physical Therapist - $82K+ per year

    Select Medical • Casa Grande, AZ, United States
    [job_card.full_time]
    Select Medical is seeking a Physical Therapist for a job in Casa Grande, Arizona.Job Description & Requirements.Physical Therapist - Outpatient Center Manager. E Florence Blvd, Suite 102 Casa Grande...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Drive with DoorDash - Flexible Onboarding

    Drive with DoorDash - Flexible Onboarding

    DoorDash • Casa Grande, AZ, United States
    [job_card.full_time] +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Attorney (Civil Litigation, Insurance Defense & Creditors’ Rights)

    Attorney (Civil Litigation, Insurance Defense & Creditors’ Rights)

    Jobot • Mesa, AZ, US
    [job_card.full_time]
    Attorney – Civil Litigation, Insurance Defense & Creditors’ Rights- Join our growing firm in Mesa today!.This Jobot Job is hosted by : Andrew Kraig. Are you a fit? Easy Apply now by clicking the "App...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Remote Property, Real Estate, and Community Association Managers - AI Trainer ($60-$80 per hour)

    Remote Property, Real Estate, and Community Association Managers - AI Trainer ($60-$80 per hour)

    Mercor • Casa Grande, Arizona, US
    [filters.remote]
    [job_card.full_time]
    About the Role • • Mercor is seeking experienced • •Property, Real Estate, and Community Association Managers • • to support a leading AI lab in advancing research and infrastructure for next-generation...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Travel Outpatient Physical Therapist - $2,328 per week

    Travel Outpatient Physical Therapist - $2,328 per week

    The Good Life MedStaff • Casa Grande, AZ, United States
    [job_card.full_time]
    The Good Life MedStaff is seeking a travel Outpatient Physical Therapist for a travel job in Casa Grande, Arizona.Job Description & Requirements. Pelvic experience preferred but not required.The Goo...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Board-certified / Eligible OB / GYN Position in Pinal County, Arizona

    Board-certified / Eligible OB / GYN Position in Pinal County, Arizona

    CompHealth • Casa Grande, AZ, United States
    [job_card.permanent]
    FQHC eligible for both federal and state loan repayment.Base salary plus RVU-based incentive and relocation assistance available. In clinic from 8 am - 5 pm with 8 am - 9 am dedicated to administrat...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Mortgage Loan Officer

    Mortgage Loan Officer

    Nexera Holdings • Gilbert, AZ, United States
    [job_card.full_time]
    Mortgage Loan Officer - Hybrid.Founded in 2014 and headquartered in Emeryville, CA, Newfi Lending is owned by Apollo Global Management, one of the largest private equity firms in the world.As one o...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Over-the-Road (OTR) Driver - Mail Hauling (B&B Trucking)

    Over-the-Road (OTR) Driver - Mail Hauling (B&B Trucking)

    B & B Trucking • Mesa, AZ, USA
    [job_card.full_time]
    Over-the-road truck driver (OTR ) $0.OTR rotation is out for 3 weeks ( 21 Days ) and home for 1 week (7 days ).For more than 50 years, we've earned a solid reputation as a carrier for the U.B&B is ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Recruitment Team Lead

    Recruitment Team Lead

    AB Staffing Solutions • Gilbert, AZ, United States
    [job_card.full_time]
    Join AB Staffing Solutions, a respected local company with over 23 years of experience.We have consistently been recognized by Inc. America's fastest-growing private companies, featured on the Forbe...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Flexible Driving Gig - $10,000 Guarantee + Bonus

    Flexible Driving Gig - $10,000 Guarantee + Bonus

    Veyo • Fountain Hills, AZ, United States
    [job_card.full_time]
    Have a car? Earn a $1,500 BONUS + $10,000 GUARANTEE • when you sign up to drive your own vehicle and help transport others to healthcare appointments around Phoenix!. Veyo is a mission-driven company...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Inbound Sales Representative - Unlimited Commission

    Inbound Sales Representative - Unlimited Commission

    EchoStar • CASA GRANDE, Arizona, United States
    [job_card.full_time]
    Are you highly competitive, motivated by results, and looking for a role where your earning potential has no limits? Our award-winning Inside Sales & Retention teams excel at driving customer decis...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Remote Equity / Option Trader

    Remote Equity / Option Trader

    Maverick Currencies • Mesa, AZ
    [filters.remote]
    [job_card.full_time] +1
    Top-ranked proprietary trading firm, Maverick Currencies, is searching for entrepreneurially-minded, profit-driven people to be trained in the art and science of proprietary trading in its online c...[show_more]
    [last_updated.last_updated_30] • [promoted]