Mortgage Loan Closer

Job Description

Job Description

The Mortgage Closer is responsible for preparing, auditing, and finalizing closing packages to ensure mortgage loans are completed accurately, compliantly, and on schedule. This role requires strong attention to detail, knowledge of mortgage regulations, and the ability to coordinate effectively with lenders, settlement agents, title companies, and internal underwriting teams.

Key Responsibilities

Review approved loan files to verify all required documents, conditions, and compliance requirements are met prior to closing.

Prepare accurate closing disclosures (CDs), settlement statements, and final closing packages in accordance with TRID, RESPA, and investor guidelines.

Coordinate closing schedules with borrowers, title companies, attorneys, and loan officers to ensure a smooth closing process.

Confirm wire instructions and disbursement amounts; request and verify funding authorization.

Ensure accuracy of fees, taxes, escrows, and payoffs prior to closing.

Communicate with title / escrow partners to resolve discrepancies and update final figures.

Upload and deliver closing documents to appropriate parties within required timelines.

Perform final quality checks and verify all signatures and notarizations upon package return.

Post-closing tasks including trailing documents, ensuring proper recording, and preparing files for secondary market delivery as needed.

Maintain current knowledge of mortgage compliance regulations and investor requirements (FHA, VA, USDA, FNMA, FHLMC).

Skills & Qualifications

Strong knowledge of mortgage closing processes, loan documents, and regulatory compliance.

Experience with Encompass, Calyx, LendingQB, or similar LOS platforms.

High attention to detail with excellent review and auditing skills.

Strong communication and coordination abilities.

Ability to work in a fast-paced, deadline-driven environment.

Familiarity with title commitments, payoffs, closing instructions, and escrow calculations.

Beacon Hill is an equal opportunity employer and individuals with disabilities and / or protected veterans are encouraged to apply.

California residents : Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

If you would like to complete our voluntary self-identification form, please click here or copy and paste the following link into an open window in your browser : https : / / jobs.beaconhillstaffing.com / eeoc /

Completion of this form is voluntary and will not affect your opportunity for employment, or the terms or conditions of your employment. This form will be used for reporting purposes only and will be kept separate from all other records.

Company Profile :

Founded by industry leaders to set a new standard in search, career placement and flexible staffing, we deliver coordinated staffing solutions with unparalleled service, a commitment to project completion and success and a passion for innovation, creativity and continuous improvement.

Our niche brands offer a complete suite of staffing services to emerging growth companies and the Fortune 500 across market sectors, career specialties / disciplines and industries. Over time, office locations, specialty practice areas and service offerings will be added to address ever changing constituent needs.

Learn more about Beacon Hill and our specialty divisions, Beacon Hill Associates, Beacon Hill Financial, Beacon Hill HR, Beacon Hill Legal, Beacon Hill Life Sciences and Beacon Hill Technologies by visiting www.bhsg.com.

Benefits Information :

Beacon Hill offers a robust benefit package including, but not limited to, medical, dental, vision, and federal and state leave programs as required by applicable agency regulations to those that meet eligibility. Upon successfully being hired, details will be provided related to our benefit offerings.

We look forward to working with you.

Beacon Hill. Employing the Future™