Credit Director

Position Overview

Freddie Mac is seeking a highly experienced Credit Director to lead the development, refinement, and management of our credit policies in our Single-Family Acquisitions Division. This role requires deep expertise in credit risk and policy across various market environments and will ensure policies align with Freddie Mac's business objectives, regulatory requirements, and market dynamics.

Our Impact:

Freddie Mac's Credit Policy team is central to managing risk and supporting sustainable growth. We develop and maintain credit policies that protect the organization, promote responsible lending, and serve the needs of borrowers and lenders. Our work ensures Freddie Mac's continued leadership and stability in the housing finance industry.

Your Impact:

• Lead the ongoing development and optimization of Freddie Mac's credit policy.
• Use advanced credit risk assessment and market insights to drive policy decisions.
• Collaborate with cross-functional teams and external stakeholders to enhance policy effectiveness.
• Ensure policies remain compliant with regulatory requirements and organizational goals.
• Communicate complex policy concepts clearly to internal and external audiences.
• Identify and address gaps in skills, processes, and policy reputation.

Qualifications:

• Bachelor's Degree in Finance, Economics, Business, or related field and/or equivalent experience
• 12+ years of experience in credit risk management and policy development within financial services with 4 years of management experience
• Deep understanding of credit risk assessment, portfolio management, and regulatory compliance
• Proven track record in developing and implementing effective credit policies
• Strong stakeholder engagement and relationship management skills
• Excellent cross-functional collaboration and communication abilities
• Experience leveraging data and market trends for policy decisions
• High level of integrity, accountability, and commitment to continuous improvement

Keys to Success in this Role:

• Exceptional analytical and strategic thinking skills.
• Ability to balance risk management with business growth objectives.
• Strong leadership and influence across teams.
• Proactive approach to identifying and addressing emerging risks.
• Commitment to Freddie Mac's mission, values, and regulatory standards.

Current Freddie Mac employees please apply through the internal career site.

We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.

CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $184,000 - $276,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.