Talent.com
Conventional Underwriter
Conventional UnderwriterMission Loans • Irvine, CA, US
Conventional Underwriter

Conventional Underwriter

Mission Loans • Irvine, CA, US
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
  • [filters_job_card.quick_apply]
[job_card.job_description]

Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment without losing focus on quality of work and delivering an exceptional customer experience.

As an Underwriter, your primary mission is to evaluate and decision borrower qualification for mortgage loans to ensure creditworthiness, ensure compliance with company, agency and investors standards and deliver a best-in-class customer experience.   PRIMARY DUTIES & RESPONSIBILITIES :

  • Overall responsibility for (i) evaluation and decision of borrower qualification for a mortgage loan to ensure creditworthiness, (ii) ensuring compliance with company, agency, and investors standards, and (iii) delivering a best-in-class customer experience.
  • Verify borrower loan application contains all necessary documentation, credit, and financial information; calculate qualifying ratios; identify borrower risk profile.

Perform thorough analysis of borrower’s application such as :

  • (i) income and expense data, (ii) asset documentation, (iii) credit reports, (iv) employment, (v) title and (vi) property valuations to affirm borrower stability, capacity to repay and qualification against company, agency and / or investor guidelines.
  • Make and issue independent, compliant underwriting decisions detailing clear conditions necessary to clear the loan for closing.
  • Partner with sales, customer relationship managers, and closers-funders to resolve problems, qualification issues, and clear conditions throughout the underwriting process.  Manage underwriting pipeline queues (i.e., initial submissions, conditions, change requests, final approval) to deliver timely decisions that meet company-published service standards.
  • Respond promptly to assist in resolving issues related to requests such as post-closing conditions, suspended loans, quality control audits, and investor audits / inquiries.
  • Maintain current knowledge of company, agency, and investor underwriting guidelines and policies.
  • Scenario support for production.
  • Operate with a goal to meet and exceed internal and external customer expectations.  Operate in a manner that promotes loan quality and compliance with lending laws.

    • Maintain productivity and quality performance at or above required goals.   SKILLS & ABILITIES :

  • Subscribe to the mission of creating a truly customer and team member-centric environment.
  • Love to come into work every day and win.
  • Highly motivated self-starter who can work independently under minimal supervision and as a team player.
  • Clear, effective interpersonal skills, written and verbal communication skills.
  • Ability to work in a fast-paced, multi-tasking environment and manage multiple deadlines.
  • Strong analytical, problem-solving, and creative thinking skills.
  • Ability to learn and adapt to guideline changes.
  • Strong organization, follow-through, and time management skills.
  • Excellent attention to detail with commitment to accuracy and quality.
  • Dependable, responsible, and able to use good judgment.   QUALIFICATIONS & EXPERIENCE Bachelor’s degree preferred. 2-5 years of underwriting experience in a high-volume mortgage setting.
  • FHA DE or VA SAR certification.
  • Experience in Loan Assumptions is a plus.
  • Thorough understanding of agency & investor underwriting guidelines, policies, and procedures.

    • Extensive knowledge in the following loan programs / products :

  • conventional, FHA, VA, refinance and purchase, a plus – jumbo and non-QM.
  • Advanced / Extensive knowledge and responsibility for compliance with state and federal regulations applicable to loan fulfillment.
  • Advanced math skills; adept at calculating income from salaried and self-employed borrowers, qualifying ratios, and other relevant loan calculations.
  • Expert knowledge of Desktop Underwriter (DU) & Loan Prospector / Loan Product Advisor (LP / LPA).
  • Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.).

    • Experience with Byte is a plus.   Other Duties :

  • This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization.    Compensation : $38.00-$40.00 / hour + bonus.

    • Location :

  • Remote opportunity available.   Notice to Agencies : Mission Loans, LLC. (the "Company") has an internal recruiting department.
  • Mission Loans, LLC may supplement that internal capability from time to time with assistance from temporary staffing agencies, placement services, and professional recruiters ("Agency").
  • Agencies are hereby specifically directed NOT to contact Mission Loans, LLC. employees directly in an attempt to present candidates.
  • The Company’s policy is for the internal recruiting team or other authorized personnel to present ALL candidates to hiring managers.
  • Any unsolicited resumes sent to Mission Loans, LLC. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property.
  • Mission Loans, LLC. will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume.
  • Mission Loans, LLC. will consider any candidate for whom an Agency has submitted an unsolicited resume to have been referred by the Agency free of any charges or fees.
  • Mission Loans, LLC. is proud to be an Equal Opportunity Employer.
  • Mission Loans does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.
  • Powered by JazzHR
    • [job_alerts.create_a_job]

    Underwriter • Irvine, CA, US

    [internal_linking.related_jobs]
    AVP Construction Surety Underwriter

    AVP Construction Surety Underwriter

    Chubb • Irvine, California, USA
    [job_card.full_time]
    The AVP Construction Surety reports to the Regional Construction Surety Manager and is responsible for making independent underwriting decisions ensuring business meets company underwriting standar...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    CRE Underwriter

    CRE Underwriter

    Umpqua Bank • Irvine, CA, US
    [job_card.full_time]
    Review, analyze, underwrite, and present with appropriate recommendations for applications on multifamily or other commercial real estate (CRE) loans secured by first mortgages on investor owned (n...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Accountant Consultant - Statutory Reporting

    Senior Accountant Consultant - Statutory Reporting

    Vaco by Highspring • Laguna Woods, California, United States
    [job_card.full_time]
    Senior Financial Accountant – Statutory Reporting (Consultant).December 2025 – July 2026 (Maternity Leave Coverage).Senior Financial Accountant (Consultant). Insurance Financial Reporting Team.This ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Teller - San Clemente, CA

    Teller - San Clemente, CA

    BankTalent HQ • San Clemente, CA, United States
    [job_card.part_time]
    Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our c...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Lead Underwriter

    Lead Underwriter

    Brown & Brown • Mission Viejo, CA, US
    [job_card.full_time]
    Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Arrowhead's Tribal Program is seeking a strategic and rela...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Underwriter - eRisk / Cyber Liability

    Senior Underwriter - eRisk / Cyber Liability

    Crum & Forster • Mission Viejo, CA, US
    [job_card.full_time]
    Underwriter (eRISK) is responsible for the review of insurance applications; and, quoting and binding of insurance for cyber-risk and Technology Errors & Omissions insurance products following the ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Renewal Underwriter

    Renewal Underwriter

    Bridge Specialty Group • Irvine, CA, United States
    [job_card.full_time]
    Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Renewal Underwriter to...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Commercial Underwriter I

    Commercial Underwriter I

    United Business Bank • Irvine, California, United States
    [job_card.full_time]
    Buena Park 21 - Buena Park, CA.Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported....[show_more]
    [last_updated.last_updated_30] • [promoted]
    Remote Jumbo Underwriter

    Remote Jumbo Underwriter

    PRMG • Corona, CA, US
    [filters.remote]
    [job_card.full_time]
    Responsible for the prudent underwriting of jumbo loans in accordance with company and investor guidelines.Based on volume requirements, and experience, Conventional, FHA, VA, USDA or Non-QM loans ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Copywriter

    Copywriter

    24 Seven Talent • Irvine, CA, US
    [job_card.full_time]
    Well-known OC based apparel brand is seeking a skilled Copywriter to enhance their content strategy.This role involves crafting persuasive and engaging content for e-commerce and marketing channels...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    Remote Jumbo Underwriter

    Remote Jumbo Underwriter

    Paramount Residential Mortgage Group • Corona, California, USA
    [filters.remote]
    [job_card.full_time]
    Responsible for the prudent underwriting of jumbo loans in accordance with company and investor guidelines.Based on volume requirements and experience Conventional FHA VA USDA or Non-QM loans may a...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Flexible Opinion Consultant (Hiring Immediately)

    Flexible Opinion Consultant (Hiring Immediately)

    Maxion Research • San Clemente, California, US
    [job_card.part_time]
    Join Our Part-Time Research Studies Today!.Are you eager to earn extra income from the comfort of your home? We are looking for motivated individuals to participate in paid research studies includi...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Large Commercial Property Insurance Underwriter

    Large Commercial Property Insurance Underwriter

    Alliant Insurance Services • Irvine, CA, United States
    [job_card.full_time]
    Alliant Insurance Services is one of the nation's largest and fastest-growing insurance brokerage and consulting firms.We operate through a network of specialized national platforms and local offic...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Middle Market Underwriter - Irvine, CA

    Middle Market Underwriter - Irvine, CA

    Sentry Insurance Group • Irvine, CA, US
    [job_card.full_time]
    This position will be located under a hybrid work model in our Irvine, CA office, and can be filled at either the Underwriting Specialist or Underwriting Specialist Senior position based on qualifi...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Licensed Clinical Social Worker Rehab Without Walls

    Licensed Clinical Social Worker Rehab Without Walls

    BrightSpring Health Services • San Clemente, CA, United States
    [job_card.full_time]
    Serving as a driving force in the recovery process, our therapy team executes customized treatment plans that deliver real results and exceed patients' expectations. From brain and spinal cord injur...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Middle Market Underwriter - Irvine, CA

    Middle Market Underwriter - Irvine, CA

    Sentry Insurance • Irvine, CA, United States
    [job_card.full_time]
    Applies Underwriting policy, philosophy and procedures to evaluate the acceptability of submitted or existing business.This position will be located under a hybrid work model in our Irvine, CA offi...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Captives Executive Underwriter

    Captives Executive Underwriter

    The Hartford • Irvine, CA, United States
    [job_card.full_time]
    Executive Underwriter - UW07CD.We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunit...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Loan Underwriter

    Loan Underwriter

    Archwest Capital • Irvine, California, United States
    [job_card.full_time]
    Essential Functions Underwrite business purpose bridge or construction loans in compliance with credit guidelines.Review loan files for completeness, identify missing documentation, and approve bor...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]