Senior Underwriter, Cyber

Underwriting Analyst

Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, today offering over 100 products to commercial customers in 180 countries around the world. Every policy we write is special, enabling our clients to do amazing things. From insuring the crops that feed us to the rock concerts that entertain us, to rescuing international travelers in trouble. Organic growth and over 60 successful acquisitions have grown our 2023 Gross Written Premium (GWP) to over $7.5 Billion. Our workforce has grown to 4,300 worldwide big, but not so big that you cannot make a difference. Our Good Company values, including integrity, empowerment, and commitment to customer service, and a culture of innovation, communication, and collaboration make TMHCC a great place to work.

Job Summary

Under general supervision, performs underwriting analyses.

Key Responsibilities

Relying on experience and judgment, this role is responsible for accomplishing the following assignments. These assignments are varied in nature.

• Assist in meeting annual department goals for profitability, renewal retention, new business growth and rate increase.
• Evaluate risks for acceptability within established underwriting guidelines.
• Clearly and effectively communicate decisions with producers and effectively respond to any ensuing inquiries.
• Build and maintain productive relationships with clients, producers, co-workers and any outside vendors.
• Respond to submissions and servicing items within agreed upon company time frames.
• Act within scope of authority and consistent with company and corporate objectives, guidelines, policies and practices.
• Ensure that effective communications are maintained within area of responsibility.
• Communicate and provide instruction and information to Administrative Supervisor and/or Underwriting Assistants, as required, for issuing policies and endorsements.
• Pursue educational classes such as Chartered Property & Casualty Underwriter (CPCU) and/or Registered Professional Liability Underwriter (RPLU), as agreed upon with management.
• Additional duties and special assignments, as requested by manager.

Competencies

Planning

Develop work plans, establish timelines, and set goals for assigned work.

Meet commitments on deadlines.

Communication

Review activities, results, and recommendations with management and clients as appropriate.

Cost Management

Drive improvement in existing business processes.

Perform work thoroughly in a cost-efficient manner and at a high productivity level.

Business Controls and Policies

Comply with all corporate policies and procedures.

Report any breakdown in controls to management.

Conduct all activities in a safe manner.

People Management

No people management responsibility but may provide guidance to less experienced employees

Education Min/Preferred Education

4 Year / Bachelors Degree Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience.

Certifications, Licenses, and Designations

Required: Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area. Preferred: state-specific insurance license depending on specialty area.

Other

• Result- and profit-oriented with the ability to balance other business considerations
• Knowledge of forms, procedures and insurance terminology
• Strong math skills
• Excellent interpersonal skills
• Team- and deadline-oriented environment
• Strong analytical, strong reasoning abilities and strong negotiation abilities
• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures and/or government insurance regulations
• Possess and have ability to apply broad knowledge of principles, practices, and procedures
• Excellent written and verbal communications skills with an emphasis on confidentiality, tact, and diplomacy
• Exceptional organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously
• Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment
• Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)