Financial Planner

Financial Planner

At Wealth Wizards, our vision is a future where everybody in society has access to financial advice and guidance. Our Software as a Service (SaaS) platform provides engaging digital experiences for consumers and powerful tools for financial advisers. We welcome individuals from all walks of life and strive to build a culture where all voices are heard, differences are embraced, and everyone has equal access to opportunities. We encourage applications from individuals of all races, ethnicities, genders, sexual orientations, ages, abilities, and backgrounds. We offer a flexible working arrangement, with approximately one in-person team meeting every six weeks (London, Leamington Spa or Edinburgh). You should feel confident working independently in a remote environment, but if you prefer a hybrid setup, you're welcome to work from any of our office locations as often as you like.

The role has three main objectives :

• Provide remote independent financial advice using pioneering technology
• Drive forward the change required to build a model office experience for clients and colleagues as an active tester, user, shaper and advocate of technology solutions built by Wealth Wizards
• Support the Personal Advice Team, as a subject matter expert to help the development of team members

Responsibilities :

Provide advice to clients in a compliant manner as detailed in the compliance manual and procedures documents.

Ensure high standards of product research, record keeping, management reporting, compliance and customer satisfaction, and ensure any associated business risks are understood and managed.

Comply with the Financial Services and Markets Act 2000, the FCA Statement of Principles & Code of Practice for approved persons and the relevant FCA rules at all times.

Taking responsibility for the client advice files, including the recommendations, suitability report, client specific illustration and key features document prepared by paraplanners, prior to sign off, and communication of recommendations to clients.

Maintain the level of competence required by the T&C scheme, including documenting sufficient CPD to ensure a current Statement of Professional Standing (SPS) is held at all times.

Oversee decisions on referrals from the automated advice journeys.

Fulfil all CF30 requirements

Meet objectives set in line with Company aspirations

Achieve minimum business levels and conversions set by the Company

Adhere to all Information Security policies and procedures

Work with the wider Wealth Wizards product and advice teams to share insight and shape future developments that will make advice accessible and affordable

Own and deliver on agreed parts of the plan to build a Model Office within the Personal Advice Team

Your experience :

Minimum QCF Level 6 and Competent Adviser Status (CAS)

A demonstrable track record of performance

Understanding of the regulated financial service sector and the challenges of affordable advice

Worked extensively in advice roles in Financial Services

Used research tools or technology for products and funds

Developed / maintained strong working relationships

Interacted with clients, via telephone / email / face-to-face

Formulated compliant recommendations and suitability reports

Interacted with Financial Services product providers

Implemented process improvement

Supported and developed others

Understanding of remote advice

Your skills & attributes :

Demonstrate Wealth Wizards core values (PEARH)

The ability to stay focused under pressure

Good verbal and written communication skills

Highly numerate and analytical

Excellent attention to detail

Ability to meet deadlines

Aptitude for technology and interest in financial services automation

Interpersonal skills

Ability to communicate at all levels

Excellent telephone skills

Team player

Objection handling skills

Values :

Pioneering

Driven and passionate about helping people meet their financial objectives

Self-motivated and enthusiastic team player

Proactive, innovative, resilient and energetic, with a passion for delivering great service

Expert

Constantly seeking new learning / self-development opportunities

Ability to represent Wealth Wizards at all times (telephone, digital or face-to-face communication)

Accessible

Adaptable and enjoys a challenge

Builds strong collaborative relationships

Flexibility to work in a fast-moving business which is developing rapidly

Reliable

Conscientious and tenacious

Total trustworthiness essential

Highly organised, methodical, meticulous and disciplined

Takes ownership

Hungry

Ready to step out of our comfort zone and keep going

Seeking new opportunities for advice

Be flexible in your approach to the business opportunities

Our Benefits :

Flexible working

We prioritise a sustainable work / life balance

We have a collaborative learning culture that promotes psychological safety

25 days annual leave plus every bank holiday

Company pension (up to 10% employer contribution)

Company performance based Bonus scheme

Paid day off to celebrate your birthday

Additional holiday purchase (up to 5 days per year)

Additional holidays for length of service (up to 3 days)

Private medical insurance

Dental and health cash plans

Enhanced parental leave and pay

Discounts on gym membership and health screening

Employee assistance programme

Life assurance of 4x basic salary

500 pension advice per year

6 paid days per year for self development

500 individual training budget per year

Professional memberships funded

Salary sacrifice car scheme

Cycle, Home & Tech scheme

Please note : Candidates must be currently located in the UK and possess full rights to work in the UK. Unfortunately, we are unable to provide sponsorship or consider applications from individuals outside of the UK for this role.

About Wealth Wizards :

Founded in 2009, Wealth Wizards are automating financial advice for the digital age. Our founding purpose is to make financial advice affordable and accessible to everyone, and this mission and ethos still drives the business forward and is at the heart of all we do. Our Software as a Service (SaaS) platform provides engaging digital experiences for consumers and powerful tools for financial advisers. Today, we are one of the UK's leading financial advice technology providers with a growing B2B customer base including wealth management, Tier-1 banks, pension providers and large insurers in the UK. Since March 2021 we have been owned by Royal London and we now have a key role to play in advancing their digital strategies.