Consumer Loan Underwriter

Invest In You! Tri City National Bank is not just a bank; its your community banking partner deeply committed to prioritizing customers building strong relationships and fostering a sense of belonging. Our team-oriented environment offers exceptional opportunities for personal and professional growth celebrating success and providing excellent benefits along the way. We believe in unparalleled customer service and the right banking solutions to help fulfill financial dreams and contribute to community growth.

The Consumer Loan Underwriter reviews and analyzes Home Equity and consumer loan applications assesses borrower creditworthiness and issues decisions in line with TCNB Portfolio policies. This role ensures files meet company lending standards consistently delivers accurate results and provides excellent client service to achieve financial goals.

This position is located in-office at our Operations Center in West Allis WI.

• Review and underwrite Home Equity and consumer loan applications ensuring all supporting documentation and property valuations meet TCNB Portfolio policies.
• Assess borrower creditworthiness risk and eligibility for loans of moderate complexity based on employment credit financial history and income type.
• Apply TCNB underwriting guidelines issue decisions and communicate additional documentation needed for final approval.
• Collaborate with loan processors and other departments to ensure efficient workflow resolve loan conditions and achieve organizational objectives.
• Document and explain reasons for loan approvals or rejections to clients and loan officers.
• Ensure all information is accurate compliant and aligned with company policies.

• Proficient in data entry analysis and calculations using Meridian Link LoanBeam FIS and income calculators.
• Ability to analyze credit reports income documents asset accounts and accurately calculate income property taxes insurance and title documentation.
• Demonstrated knowledge in researching and applying underwriting guidelines and ensuring compliance with mortgage loan disclosures.
• Strong analytical organizational and time management skills with the ability to manage multiple priorities.
• Effective written and verbal communication interpersonal and collaboration skills; detail oriented.

Why Join Us:

• Community Impact: Be part of a local bank deeply rooted in community values contributing to the growth and prosperity of our neighborhoods.
• Innovation: Embrace a dynamic and evolving work environment that encourages fresh perspectives and continuous learning.
• Career Growth: Unlock future opportunities for personal and professional development as you navigate through our Pathways for Success.
• Celebration of Success: Join a team that values and celebrates individual and collective achievements.
• Work Life Balance: No early mornings or late nights enjoy a predictable schedule with major holidays off.
• Great Employee Benefits that start on the 1st of the month after your hire date!
• Part-Time:
• 401(k) with company match
• Up to 20 hours of paid vacation after 3 months (must work an average of 20 hours per week in order to be eligible for paid vacation.)
• Full-Time:
• 401(k) with company match
• Tuition reimbursement
• Medical dental and vision coverage
• Paid vacation and more!

Equal Opportunity Employer/Veterans/Disabled

All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin or protected veteran status and will not be discriminated against on the basis of disability.

Reasonable Accommodation

If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process please contact Human Resources at or