Investment Associate- Structuring & Analytics

Investment Associate

Nelnet is a diversified and innovative company committed to enriching lives through the power of service as a student loan servicer, professional services company, consumer loan originator and servicer, payments processor, renewable energy solutions, and K-12 and higher education expert. For over 40 years, Nelnet has been serving its customers, associates, and communities. The perks of working at Nelnet go beyond our benefits package. When you join the Nelnet team, you're part of a community invested in the success of each individual. That support comes through in our work, as we are united by our mission of creating opportunities for people where they live, learn, and work.

Nelnet Financial Services ("NFS") is seeking an Investment Associate to join our growing investment team. This role is ideal for someone passionate about structured finance, analytics, and investment decision-making, who is eager to learn and contribute to a high-performing team. The position offers exposure to a wide range of investment activities including securitization, cash-flow modeling, and structured credit and provides the opportunity to develop deep expertise in structured finance over time.

Key Responsibilities

Support investment underwriting and decision-making processes, in an analytical capacity.

Assist in modeling and analytics for financial investments, including asset cash-flow, liability modeling, stress testing and sensitivity analysis.

Help analyze data tapes, historical performance, proxy data, and other inputs to develop performance insights.

Assist with performance forecasting and scenario evaluation, assessing resiliency under varying assumptions.

Participate in investment portfolio management and help stay on top of ongoing activities.

Contribute to reporting and analysis for Nelnet and Nelnet Bank investment portfolios.

Collaborate closely with senior team members and gain exposure to structured finance techniques, including ABS structuring, securitization processes, and rating agency materials.

Support the structuring and evaluation of new asset originations, discreet pool purchases, forward flow programs, and other structured cash-flow investments.

Understanding financing structure options, including exposure to performance triggers and leverage mechanics.

Contribute to identifying data insights and trends within collateral performance and help synthesize findings for the broader team.

Qualifications

Bachelor's degree in business, finance, or a quantitative field (or equivalent experience).

Minimum three years of relevant experience in finance, analytics, structured products, investment analysis, or related fields.

Familiarity with structured finance concepts, financial modeling, and cash-flow analysis.

Strong analytical and quantitative skills; proficiency in Excel required. SQL, Python, or experience with data tools is a plus.

Interest in learning industry modeling tools (e.g., Intex) and structured finance analytics.

Curiosity and interest in developing deeper expertise in cash-flow modeling, stress testing, and structured investment analysis.

Team-oriented mindset with a willingness to learn from senior analysts and contribute collaboratively.

Our benefits package includes medical, dental, vision, HSA and FSA, generous earned time off, 401K / student loan repayment, life insurance & AD&D insurance, employee assistance program, employee stock purchase program, tuition reimbursement, performance-based incentive pay, short- and long-term disability, and a robust wellness program.

Nelnet is committed to providing a welcoming and respectful workplace where all associates have the opportunity to succeed. As an equal opportunity employer, we ensure that all qualified applicants are considered for employment. Employment decisions are made without regard to race, color, religion / creed, national origin, gender, sex, marital status, age, disability, use of a guide dog or service animal, sexual orientation, military / veteran status, or any other status protected by federal, state, or local law. We value the unique contributions of every team member and believe that a positive work environment benefits everyone.