Sr. Portfolio Manager

Sr. Portfolio Manager

Location : Atlanta, GA 30305

Job Summary : A Portfolio Manager must be an analytical, organized individual with good verbal and written communication skills. This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on analysis. Primary responsibilities include underwriting, approving, monitoring and maintaining the credit quality of a loan portfolio. Portfolio Managers maintain working relationships with the customers. Additional responsibilities include ordering and interpreting due diligence items (environmental, appraisal, inspections, front end construction analysis, etc.).

Job Responsibilities :

• Manage a portfolio of commercial accounts typically 15-40 relationships.
• Maintain working relationships with customers and Agent Banks.
• Prepare Flagstar Approval Memos, Modifications and Portfolio Reviews (for new approvals, renewals, amendments, etc.).
• Work with the Relationship Manager to discuss appropriate credit structures using in-depth credit analysis and industry and company research while also ensuring compliance with all external and internal policies.
• Collect and track borrower financial information (statements, borrowing base certificates, leases, guarantor information) & test loan covenants.
• Set up required reporting and covenant tracking ticklers for new customers. Ensure loans are properly booked and coded.
• Special projects as directed by management.
• Attend Credit & Sales Team Meetings, approval Committees and Deal screening meetings.
• Ensure compliance with applicable federal, state and local laws and regulations. Complete all required compliance training. Maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures. Take responsibility to keep up to date with changing regulations and policies.
• Collaborate with other PM's to share best practices.

Job Requirements :