Mortgage Consumer Loan Underwriting Associate

Mortgage Consumer Loan Underwriting Associate

This position is designated for entry level candidates/recent college graduates who are passionate about developing a career in consumer loan underwriting (mortgage, home equity loans/lines). This role offers exposure to the home loan lending industry and real estate with opportunities for growth. Training will be provided.

Major duties and responsibilities include:

• Make credit decisions on conventional mortgage and home equity loan applications.
• Review income, asset, credit and appraisal documents.
• Provide support to the senior underwriting staff by reviewing loan conditions regarding credit, income, and collateral risk.
• Work within specified time frames to assist in closing loans in a timely manner.
• Maintains the confidentiality of the information reviewed.
• Maintains and improves personal knowledge and skills.
• Ensuring compliance with company policies and guidelines.
• Analyzing risk and requesting additional documentation as necessary.
• Staying up to date agency guidelines, products and recent regulatory changes.

Additional duties and responsibilities include:

• Perform other duties as requested by manager.
• Provide exceptional servicing support to customers and loan officers.
• Adherence to all First United Policies and Procedures.
• Other miscellaneous duties as assigned.

Employee specifications:

• Bachelor's degree in business, finance, accounting, economics or related field.
• 0-5 years relevant work experience or internship experience in finance, mortgage, accounting, banking or related field.
• Self-motivated and proactive.
• Detail-oriented and highly organized.
• Ability to manage multiple tasks efficiently.
• Ability to lead by example and participate as an effective member; conducts self as a professional.
• Excellent customer service skills.
• Strong written and verbal communications skills.
• Ability to work in a team environment to resolve problems.
• Proficient computer skills.
• Willingness to accept additional responsibilities.
• Good problem-solving and decision-making skills.
• Dependable and adheres to timelines and schedules.
• Takes initiative in development and completion of projects.
• The ability to use email, phone, and other communication tools are necessary.
• Strong interpersonal skills and ability to work well with a wide range of people.

If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance. First United is an Equal Opportunity Employer.