Credit Administrator

CFG Bank, based in Baltimore, Maryland, is a leading financial institution serving the national healthcare and multifamily markets and the Mid-Atlantic region. As the 6th largest bank in Baltimore by deposits and the largest locally based, we've grown from $1 billion to over $5.5 billion in assets by 2025. With over 30 years of expertise, we rank among the top five healthcare bridge-to-HUD lenders in the country. At CFG Bank, we redefine banking by blending big bank capabilities with personalized boutique service. Recognized as "Best Place to Work" by the Baltimore Business Journal for 2022, 2023, and 2024, our primary goal is making each team member feel choosing CFG Bank was their best career decision. Join us for professional growth and a positive work environment that sets CFG Bank apart. POSITION SUMMARY : The Credit Administrator is responsible for overseeing and coordinating credit-related activities within the Commercial Lending Department. This role ensures the accuracy and timeliness of loan documentation, appraisal management, and credit reporting, while supporting internal teams and maintaining compliance with regulatory and organizational standards. ESSENTIAL DUTIES AND RESPONSIBILITIES : Serve as the recording secretary for Loan Committee and Critical Assets Reports meetings, ensuring accurate documentation and timely distribution of meeting minutes. Review and issue daily loan credit package approvals in accordance with internal policies. Monitor and track loan approvals, both within and outside of Loan Committee meetings, and prepare quarterly reports for committee review. Lead training initiatives for staff on credit-related procedures, including credit report retrieval, appraiser engagement, and loan approval workflows. Manage the end-to-end appraisal process, including vendor oversight and procedural development. Develop and maintain tools and templates to improve appraisal tracking and reporting efficiency. Evaluate and approve appraisers for inclusion on the Approved Appraisers List based on qualifications, certifications, and performance. Maintain and reconcile the Approved Appraisers List, presenting updates annually to the Loan Committee Board. Generate and analyze monthly reports related to risk rating changes, loan maturities, tickler items, and loan approvals. Track and report on fees collected outside of loan closings and loans approved beyond the standard committee timeline. Process invoice payments for the Commercial Lending Department and appraisal services. Conduct and interpret hard and soft credit reports to support loan decision-making. Assist in the development and refinement of credit reporting procedures and documentation standards. QUALIFICATIONS AND REQUIREMENTS : Bachelors degree in Finance, Business Administration, or related field preferred. Experience : Minimum 13 years of experience in credit administration, commercial lending, or financial services. Strong understanding of credit analysis and loan approval processes Excellent organizational and time management skills Proficiency in Microsoft Office Suite (Excel, Word, Outlook) Ability to manage multiple tasks and meet deadlines Strong written and verbal communication skills Experience with appraisal management and vendor evaluation Ability to maintain confidentiality and exercise discretion Comfortable presenting reports and recommendations to senior leadership WORK ENVIRONMENT : We offer a hybrid schedule, with 4 days in-office and 1 day remote after the initial 90-day period. COMPENSATION DISCLOSURE : In accordance with Maryland's Equal Pay for Equal Work Act, we are committed to providing transparent wage information for all posted job opportunities. The wage range for this position is $50,000 to $60,000 annually, plus discretionary performance based bonus. Compensation is determined based on factors such as Experience, Qualifications, and Internal equity. BENEFITS AND ADDITIONAL COMPENSATION : Additionally, this position includes a comprehensive benefits package and other forms of compensation, including : Employer-provided health benefits : medical insurance, dental and vision insurance, disability insurance, life insurance, mental health support services, and wellness program Paid time off : vacation days, sick leave, volunteer days Retirement plan : 401(k) with employer match Other compensation elements : Discretionary annual bonus and overtime pay for non-exempt positions EOE STATEMENT : CFG Bank is an Equal Opportunity Employer to all protected groups, including protected veterans and individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an online application, please email TalentAquisition@cfg.bank or call toll-free 410-823-0500 Compensation details : 50000-60000 Yearly Salary PI03ca31c06918-25448-39076212