Product Owner

Job Description

Job Description

As a Product Owner at Kapitus, you will help design and deliver the next generation of automation capabilities that power our sales, decisioning and customer experiences. This team builds the services that enable preapprovals, auto approvals, and automated marketplace submissions — integrating deeply with our data sources, risk models, and offer engines.

You will act as the "CEO" of your product area, working with engineers, data scientists, and business partners to translate complex financial logic into scalable, automated solutions. You'll ensure we are building the most valuable and reliable services possible to improve speed, accuracy, and predictability across all Kapitus products.

What you will do :

• Manage and execute on the vision and roadmap for decision automation services, balancing business growth, credit risk management, and customer experience.
• Collaborate across teams, sales, underwriting, data science, risk, and operations to align on shared objectives and service dependencies.
• Work closely with developers and data engineers to translate model outputs and variable sets into automated decision flows.
• Author detailed user stories and acceptance criteria for data-driven services and integrations, with clear logic for decisioning, scoring, and offer creation.
• Leverage data and experimentation to validate assumptions, optimize decision quality, and continuously improve automation outcomes.
• Partner with analytics and risk teams to ensure alignment on model integration, key variable retention, and governance across systems.
• Adapt priorities and scope to deliver the highest-value solutions while balancing speed, cost, and risk.
• Own the backlog and represent the voice of the business, ensuring clarity and alignment for development and analytics teams.

What we're looking for :

Kapitus Total Rewards Package Includes :

o Pet and car insurance discounts.

o Financial services such as LegalShield.

o Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.

About Kapitus :

Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we can provide small businesses with the financing they need when, and how it is needed.

We have spent our entire existence building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work.

We show our teammates our appreciation by offering great benefits, competitive pay and solid opportunity for growth.

Company Mission :

At Kapitus, our mission is to help small business owners grow their organizations by providing tailored, transparent, and ethical financing solutions. We invest in every business owner's story and we are dedicated to building lasting relationships to champion their goals. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity.

Consideration will be given to qualified remote candidates residing in states where Kapitus and / or one of its subsidiaries has an established physical presence.