Regulatory & BSA Compliance Lead

Building at Check

At Check we make paying people simple . In doing that were not just building our own business were building payroll businesses together with every one of our partners. As the inventors of embedded payroll were redefining how people get paid and making it easier for payroll businesses to launch grow and thrive. Check out the full story Tune in.

Check is far more than just API infrastructure. Were a springboard for building and scaling payroll businesses.

Our Team

Payroll is broken. Come fix it alongside a team thats as passionate as you are!At Check youll use creative problem-solving critical thinking and grit to impact every business we build. We view problems to solve and jobs to be done as opportunities to contribute to the solution; we ignore conventional role boundaries in favor of the unique strengths and value each builder brings to our team and to our mission.

Join us if youre ready to roll up your sleeves and redefine payroll. Lets simplify the complex make a real impact and create a better future for businesses of every size.

The Work

Legal & Regulatory Compliance at Check helps teams move fast while staying grounded in trust. We translate complex financial regulations into scalable systems that protect our partners their customers and the people who get paid through Check.

As Checks money movement grows we are expanding our compliance capabilities. Were hiring a Regulatory & BSA Compliance Leadto oversee BSA / AML and state money-transmission compliance lead audits and examinations and develop the systems that ensure Check and our partners operate with confidence. This role mixes strategy with hands-on execution and works closely with Legal Finance Product and our banking partners.

In this role you will :

• Serve as Checks BSA Compliance Officer owning and updating the BSA / AML and sanctions program including drafting policies and procedures building controls for KYC investigating suspicious activity filing SARs transaction monitoring team training and annual program reviews.
• Lead state money-transmission compliance including licensing renewals reporting and day-to-day regulator engagement.
• Serve as the central point of contact for regulatory audits and partner-bank reviews and ensure company-wide audit readiness.
• Prepare and submit required regulatory filings partnering with Finance Legal and outside counsel on documentation tied to MTL obligations.
• Maintain and evolve the Compliance Management System ensuring policies and controls are accurate accessible and actionable.
• Use technology to streamline filings reporting monitoring and internal workflows.
• Track and implement remediation items arising from audits exams or regulatory findings.
• Report key AML and MTL risks trends and program updates to executive leadership and the Board.
• Build strong collaborative relationships with regulators banking partners and industry peers.

Tools for the job

Many backgrounds could fit this role but ideal candidates will have some or all of the following :

We build best when we come together on level ground.

Travel and Office Policy

The Check team is distributed across the US with offices in New York City and San Francisco. While we embrace remote work time together in person is where we do our best work. We offer ample opportunities and encourage employees to attend team off-sites events and hackathons a couple of times a year! We expect all employees to attend our annual 3-day company retreat in the fall.

For our in-office and hybrid employees our offices are open all week. We provide meals on Tuesdays and Thursdays and the team hosts regular happy hours game nights etc.

What we offer :

For full-time employees Check offers company-sponsored medical dental vision short-term / long-term disability and basic life insurance coverage effective on their first day of work. We also provide stock options flexible PTO and sick leave up to 16 weeks of fully paid parental leave for all new parents flexible return-to-work 9 annual holidays a 401 (k) retirement plan and a $100 monthly stipend for home internet and mobile phone expenses.

The actual annual salary for this role is dependent on each candidates experience qualifications and work location :

We accept applications on an ongoing basis with no specified deadline.

Remote work at Check requires the ability to perform all responsibilities without distraction or disruption while maintaining quality effective communication and productivity.

Check is proud to be an Equal Opportunity employer. We do not discriminate based on race religion color national origin sex (including pregnancy childbirth or related medical conditions) sexual orientation gender gender identity gender expression transgender status sexual stereotypes age status as a protected veteran status as an individual with a disability or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories provided they are consistent with applicable federal state and local laws. Check is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process.

Check participates in E - Verify and will provide the federal government with Form I-9 information from all new employees to confirm that they are authorized to work in the U.S. Check does not use E - Verify to pre-screen applicants.

Key Skills

Abinitio,Apprentice,Dermatology,Cost Estimation,Data Networking,Liaison

Employment Type : Full Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 150500 - 165550