Talent.com
Credit Analyst
Credit AnalystIndependent Bank • Memphis, TN, USA
Credit Analyst

Credit Analyst

Independent Bank • Memphis, TN, USA
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
  • [filters_job_card.quick_apply]
[job_card.job_description]

The Credit Analyst works with our Commercial Lenders and Business Bankers to serve the needs of our commercial clients. This individual will work with our Commercial Lenders to manage existing commercial clients and develop new relationships. A key part of the Commercial Lending Team, the credit analyst helps usher loan requests through the approval process. This position must adhere to all Bank policies, procedures and compliance regulations.


DUTIES

  • Analyzing financial reports, business plans, projections, and industry reports to understand customer/prospect credit-worthiness.
  • Preparing written narratives describing borrowers' current financial condition and future outlook.
  • Assisting lenders with daily credit monitoring tasks and monthly credit review.
  • Reviewing covenant compliance for all commercial borrowers.
  • Completing annual reviews on borrowing customers and reviewing ACH/ETL limits.
  • Reviewing credit proposals for loan committee for accuracy and for continuing education.
  • Participating in credit training opportunities.
  • Accompanying lenders on customer/prospect visits to improve credit analysis understanding and to learn business development techniques.

Qualifications


  • Bachelor's degree in Business, Business Administration, Finance or Accounting is required.
  • At least one year of work experience in banking, financial analysis, or a related field is required.
  • Working understanding of accounting concepts and how they apply to businesses is required.

Preferred Qualifications


  • 1-3 years of financial analysis or banking is preferred.
  • Confidence and competency in oral and written presentation is preferred.
  • A quick learner with the ability to self-direct on important tasks with little to no direction is preferred.
  • Excellent computer skills including, MS Word, Excel, and PowerPoint.


All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, gender identity, gender stereo typing, and age.

Independent Bank is an EO/AA Employer M/F/Vets/Disabled


[job_alerts.create_a_job]

Credit Analyst • Memphis, TN, USA

[internal_linking.similar_jobs]

Chief Credit Officer

Evolve Bank & TrustMemphis, TN, United States
[job_card.full_time]

The Chief Credit Officer exercises overall management of the bank’s loan portfolio, loan approvals, loan concentrations, and risk management.Provides support and direction to lending staff and over...[internal_linking.show_more]

 • [job_card.promoted]

Retail Mortgage Loan Originator

TruistMemphis, TN, United States
[job_card.full_time] +2

The position is described below.If you want to apply, click the Apply Now button at the top or bottom of this page.After you click Apply Now and complete your application, you'll be invited to crea...[internal_linking.show_more]

 • [job_card.promoted]

FINANCIAL MANAGEMENT ANALYST

US Government JobsMillington, TN, United States
[job_card.full_time]

Financial Management Analyst Of Navy Personnel Command.You will serve as a Financial Management Analyst of NAVY PERSONNEL COMMAND.[internal_linking.show_more]

 • [job_card.promoted]

Chief Credit Officer

Evolve, LLCMemphis, TN, United States
[job_card.full_time]

The Chief Credit Officer exercises overall management of the Bank's loan portfolio, loan approvals, loan concentrations and risk management.Provides support and direction to lending staff and overs...[internal_linking.show_more]

 • [job_card.promoted]

Commercial Lender

GPACMillington, TN, United States
[job_card.full_time]

Commercial Lender is responsible for driving commercial loan and deposit growth through strategic business development, relationship management, and sound credit leadership.This role serves as a se...[internal_linking.show_more]

 • [job_card.promoted]

Freight Analyst

AgilentMemphis, TN, United States
[job_card.full_time]

We are seeking a highly analytical and proactive Freight Analyst to join our logistics team in Memphis, TN or Cedar Creek, TX (This is NOT a remote position).This role plays a critical part in driv...[internal_linking.show_more]

 • [job_card.promoted]

Program Analyst- Hybrid

CBRE GroupMemphis, TN, United States
[job_card.full_time]

As a CBRE Program Analyst, you will be responsible for the preparation, evaluation, and presentation of research results for projects overseen by the team.This job is part of the Program Management...[internal_linking.show_more]

 • [job_card.promoted] • [job_card.new]

WMS Business Analyst

Diverse LynxMemphis, TN, United States
[job_card.full_time]

Location: Memphis, TN ( onsite DAY1 ).WMS Business Analyst (BA) profile with 6 - 8+ years of experience in supply chain/logistics.Good knowledge of warehouse operations (Order management(Receiving,...[internal_linking.show_more]

 • [job_card.promoted]

Fulfillment Analyst

Globus MedicalMemphis, TN, United States
[job_card.full_time]

At Globus Medical, we move with a sense of urgency to deliver innovations that improve the quality of life of patients with musculoskeletal disorders.Our team is inspired by the needs of these pati...[internal_linking.show_more]

 • [job_card.promoted]

Senior Pricing Analyst

Varsity SpiritMemphis, TN, United States
[job_card.full_time] +1

Varsity Spirit, A Varsity Brands Company - The Driving Force In Spirit Across Cheer, Dance, Band And Yearbook.For over 50 years, Varsity Spirit has been the leading global source for all things spi...[internal_linking.show_more]

 • [job_card.promoted]

Commercial Lender

EvolveMemphis, TN, United States
[job_card.temporary]

A Commercial Lender works closely with the Division President to effectively develop and process loan opportunities.The lender develops various referral sources, contacts loan prospects and manages...[internal_linking.show_more]

 • [job_card.promoted]

Mortgage Loan Officer

Fifth Third BancorpMemphis, TN, United States
[job_card.full_time]

Make banking a Fifth Third better.We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.Performs a wide range of dutie...[internal_linking.show_more]

 • [job_card.promoted]

Support Services Analyst

City of Memphis, TNMemphis, TN, United States
[job_card.full_time]

Works under the general direction of assigned supervisor to provide administrative support to service centers within the division.Performs data entry duties and standard accounting functions.Proces...[internal_linking.show_more]

 • [job_card.promoted]

BBLU Credit Underwriter I

RenasantMemphis, TN, United States
[job_card.full_time]

US-GA-Atlanta | US-TN-Nashville | US-TN-Memphis | US-AL-Birmingham | US-MS-Tupelo.The BBLU Credit Underwriter I position provides fundamental commercial credit and financial analysis support to Ren...[internal_linking.show_more]

 • [job_card.promoted]

Lease Administration Analyst

AA2ITMemphis, TN, United States
[job_card.full_time]

This candidate will be managing data, performing abstraction validations of lease data, and will have a heavy reporting responsibility.[internal_linking.show_more]

 • [job_card.promoted] • [job_card.new]

Loan Partner

CrossCountry MortgageMemphis, TN, United States
[job_card.full_time]

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.Our ...[internal_linking.show_more]

 • [job_card.promoted]

Mortgage Loan Officer - Mississippi

Regions BankSenatobia, MS, United States
[job_card.full_time]

Thank you for your interest in a career at Regions.At Regions, we believe associates deserve more than just a job.We believe in offering performance-driven individuals a place where they can build ...[internal_linking.show_more]

 • [job_card.promoted]

Senior Pricing Analyst

Varsity BrandsMemphis, TN, United States
[job_card.full_time]

The Senior Pricing Analyst will be a key contributor within the Pricing function of the Analytics & Insights team, supporting data-driven pricing decisions across Varsity Spirit.This role reports t...[internal_linking.show_more]