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Loan Officer
Loan OfficerSummit Home Lending • Huntington Beach, CA, US
Loan Officer

Loan Officer

Summit Home Lending • Huntington Beach, CA, US
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  • [job_card.full_time]
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Job Description

Job Description

Are you ready to take your mortgage career to the next level? At Summit Home Lending , we don’t just originate loans; we create meaningful solutions for clients and provide a culture where top producers thrive. We are a close-knit, high-energy team that values collaboration, results, and helping homeowners tap into their home equity to achieve real goals.

As a Loan Officer , you’ll work with inbound and self-generated leads, live transfers, and clients directly to originate loans while providing elite customer service. You’ll have access to top-tier support from our processing and loan setup teams, ongoing training, and tools to help you maximize production.

If you’re sales-driven, coachable, and hungry to grow, Summit Home Lending is the place to accelerate your career.

Compensation :

$120,000+ commission-based earning potential

Responsibilities :

  • Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction
  • Review the loan process by monitoring loan status, term conformity, and regulatory guidelines
  • Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business
  • Manage a large pipeline of loans to ensure your production meets our requirements
  • Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
  • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
  • Prospect, develop, and maintain relationships with potential new business referral partners
  • Work closely with borrowers, internal staff, title companies / attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements
  • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
  • Manage a large pipeline of loans to ensure your production meets our requirements
  • Work live transfers & self-generated leads  – Turn them into closed loans
  • Expand your network  – Realtors, builders, financial advisors & more
  • Own your pipeline  – Deliver elite customer service & high close rates
  • Collaborate with top processors & underwriters  – Get deals done fast
  • Stay sharp  – Leverage ongoing training & market insights to stay ahead

Qualifications :

  • Active California NMLS License
  • 1–5 years of experience as a Mortgage Loan Officer
  • Proven experience originating conventional, FHA, VA, USDA, bridge, non-conforming, FNMA, FHLMC, and Home Equity Lines of Credit
  • Strong desire to continuously learn and grow within the industry through coaching
  • Strong knowledge of state and federal regulations and underwriting guidelines
  • Excellent communication, interpersonal, and decision-making skills
  • Confident, sales-driven closer with a track record of building and managing a pipeline
  • Competitive, motivated, and self-starting with a desire to grow
  • About Company

    Why You’ll Love Working Here

  • Launch your career as a Junior Loan Officer with a 4–6 week intensive training program
  • Gain the tools, knowledge, and confidence to become a top producer
  • Learn directly from experienced leaders and top Loan Officers
  • Get hands-on experience and build real, marketable skills
  • Work in a high-energy, collaborative culture that’s fun, motivating, and rewarding
  • See hard work recognized and follow a clear path for career growth
  • Help clients tap into their home equity and achieve meaningful goals every day
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    Loan Officer • Huntington Beach, CA, US

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