Secured Lending Underwriter

About this role :

At Wells Fargo, we are looking for talented people who will put our customers at the center of Everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo is seeking a Secured Lending Underwriter within our Commercial Banking team.

Learn more about the career areas and lines of business at wellsfargojobs.com () .

In this role, you will :

Participate in the partnership with the Underwriting team on all aspects of new business transaction process

Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting

Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables

Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements

Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals

Required Qualifications :

• 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following : work experience, training, military experience, education

Desired Qualifications :

Inventory Finance experience

Commercial Banking Underwriting experience

2+ years of secured lending experience

B.A. degree or equivalent, in Accounting, Business, Finance or Economics

Experience in Finance or Asset-Based lending

Accounting and finance knowledge

Proficient in MS Office : PowerPoint, Excel, and Word

Job Expectations :

This position is not eligible for Visa sponsorship

This position offers a hybrid work schedule

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

#CommercialBank

Additional Information :

Atlanta - Georgia Pay Range : $87,000-$140,000 USD annually (this range may not be applicable to other locations)

Chicago - Illinois Pay Range : $96,000-$154,000 annually (this range may not be applicable to other locations)

Hoffman Estates - Illinois Pay Range : $96,000-$154,000 annually (this range may not be applicable to other locations)

Charlotte - North Carolina Pay Range : $87,000-$140,000 USD annually (this range may not be applicable to other locations)

Irving - TexasPay Range : $87,000-$140,000 USD annually (this range may not be applicable to other locations)

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and / or equity in the company in the form of Restricted Stock Units (RSUs).

$87,000.00 - $154,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs () for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

Paid time off

Disability benefits

Life insurance, critical illness insurance, and accident insurance

Parental leave

Critical caregiving leave

Discounts and savings

Commuter benefits

Tuition reimbursement

Scholarships for dependent children

Adoption reimbursement

Posting End Date : 11 Dec 2025

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo () .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy () to learn more.

Wells Fargo Recruitment and Hiring Requirements :

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number : R-498999