Sr FCC Investigations Analyst

Sr FCC Investigation Analyst

We are looking for a Sr FCC Investigation Analyst to support the Bank's AML Program. In this role, you will support various AML processes including, but not limited to, transaction monitoring alerts and case investigations, suspicious activity reporting, currency transaction reporting, sanctions alert reviews and non-sanctions alert reviews, and enhanced due diligence reviews. You will be responsible for reviewing and dispositioning alerts / cases by conducting research, documenting the cases / reviews, providing initial recommendations, and organizing and maintaining supporting documentation.

What You'll Do

• Perform first and second level review, analysis, and dispositioning of alerts and cases resulting from the automated transaction monitoring system, internally escalated referrals, law enforcement requests, adverse media, and 314(b)
• Produce complete and well-reasoned investigations that incorporate evidence from the Bank's internal systems, the internet, and commercial databases
• Assess and analyze research results and conduct data analysis applying background knowledge and experience
• Draft and submit regulatory filings, including suspicious activity reports, currency transaction reports and continuing activity reports
• Review and disposition sanctions / non-sanctions alerts
• Identify trends / patterns, considering product and process impacts and report to Manager / Sr. Manager, FIU
• Determine investigative and data analytics approach, apply sound decision-making and discretion in making independent decisions that mitigate potential money laundering, fraud, and / or terrorist financing risk at each decision point throughout the investigation
• Conduct enhanced due diligence investigations of high-risk customers to identify activity that may not align with the customer due diligence profile
• Collaborate on ad-hoc projects or special assignments as determined by business needs
• Maintain current understanding of money laundering and terrorist financing issues, including policies and procedures, regulations, industry best practices / standards, money laundering / terrorist financing typologies and developing trends
• Perform all assigned duties in full compliance with regulatory requirements, risk management framework, and in accordance with internal policies and procedures

About You

Work Location : Lehi

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role's team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role's success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level.

Time Zone Requirements : Primarily MT

While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements : As needed travel to LendingClub offices and / or other locations, as needed.

Compensation : The target base salary range for this position is 66,000-77,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We're creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.