Junior Underwriter

Position Summary

The Junior Underwriter is responsible for ensuring the accuracy of existing policy information for renewals communicating effectively with clients for information gathering and supporting the underwriting process through precise documentation. The role conducts risk assessments and audits for insurance applications calculates premium and generates reports. They ensure strict adherence to company policies industry regulations and compliance standards in all underwriting activities.

What will your job entail

Job Responsibilities : Evaluates and maintains existing policy information to ensure data is current accurate and appropriately priced for renewal. Responds to client requests and questions offering information and advice regarding the insurance products & underwriting appetite. Communicates with clients to gather necessary information resolves inquiries and ensures a smooth underwriting process. Prepares and organizes documentation related to underwriting submissions and policy issuance. Assesses risks associated with individual insurance applications considering both standard and substandard criteria. Provides support in premium calculations ensuring accurate application of rates based on underwriting guidelines. Builds and maintains reports on underwriting activities key performance indicators and relevant metrics. Conducts internal and external audits by providing necessary documentation and information related to underwriting activities. Ensures adherence to company policies guidelines industry regulations and compliance standards in underwriting activities. Collaborates with underwriting teams to relay information coordinate tasks and contribute to the overall underwriting process. Serves as the key point of contact for customers and agents and delivers excellent customer service by addressing inquiries resolving issues and ensuring a positive experience for them. Work Experience and Education : Bachelors degree in Risk Management Actuarial or Business Administration required. Any other related discipline or commensurate work experience considered. A minimum of 6 months of experience in Property and Casualty & Certifications : Must meet minimum requirements for state P&C and / or surplus line Property Casualty Underwriter (CPCU) is a plus.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race creed color religious beliefs physical or mental capabilities gender identity or expressionsexual orientation and many other characteristics bring together varied perspectives and add value to the service we provide our clients trading partnersand policy extends to all aspects of our employment practices including but not limited to recruiting hiring discipline firing promoting transferring compensation benefits training leaves of absence and other terms conditions and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them and their family members achieve their physical financial and emotional well-being addition to paid time off for company holidays vacation sick and personal days Ryan offers paid parental leave mental health services and more.

The target salary range for this position is $68200.00 - $80000.00 annually.

The wage range for this role considers many factors such as training transferable skills work experience licensure and certification business needs and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards visit our website provide individuals with disabilities reasonable accommodations to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at

The above is intended to describe this jobs general requirements. It is not to be construed as an exhaustive statement of duties responsibilities or physical requirements. Nothing in this job description restricts managements right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Required Experience :

Junior IC

Key Skills

Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette

Employment Type : Full-Time

Experience : years

Vacancy : 1

Yearly Salary Salary : 68200 - 80000