Talent.com
Small Business Lender I
Small Business Lender IColumbia Bank (WA, OR & ID) • Voorhees, NJ, United States
[error_messages.no_longer_accepting]
Small Business Lender I

Small Business Lender I

Columbia Bank (WA, OR & ID) • Voorhees, NJ, United States
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Summary : The Small Business Lender I analyzes and underwrites commercial loans of average complexity, and dollar size, typically up to $500,000., primarily using a Quick Decision process. Approves and renews business loans within established guidelines and lending authority. Develops new business relationships which will include lines of credit, term loans, and OORE. Maintains portfolio of existing customer relationships. Assists Branch Managers with business relationships in order to develop new, and retain existing customers, and general loan portfolio tasks. Works with customers, prospects, and branch managers in low and moderate income areas to assist small businesses, and promote the Bank within these areas.

Job Responsibilities :

New Loans

  • Interviews loan applicants
  • Gathers and submits loan applications for Quick Decision loans, analyzes financial and related data for credit worthiness and merits of loan requests.
  • Establishes terms and approves loans within lending authority or recommends approval to senior management.
  • Informs customers of Bank decisions.

Business Development

  • Develops new business by contacting potential customers, branch personnel, and COIs, and follows up on leads.
  • Cross sells Bank products and services.

    • Loan Maintenance and Monitoring

  • Maintains performing commercial loans. Interacts with customers to maintain and enhance business relationships and process servicing needs.
  • Monitors delinquencies and evaluates problem loans. Analyzes benefits of restructuring or foreclosure.
  • Negotiates and reworks loans or implements foreclosure actions.
  • Estimates final impact on the Bank.

    • Reporting

  • Assists in the preparation of monthly, quarterly and annual reports and the forecasting of loan balances.

    • Job and Industry Knowledge

  • Maintains a current knowledge of local and national economic, financial, political and legislative trends.
  • Determines the possible impact on commercial lending activities.

    • Other Responsibilities

  • Performs other job-related duties as assigned.

    • Job Requirements :

  • Bachelor's degree in a related field.
  • Formal credit training at a credited financial institution, or a minimum of 5 years at a commercial bank, in a commercial banking function.
  • Ability to travel within the Bank's geographic operating area.
  • Bi-lingual a plus.
  • Computer literate, knowledge of Word, Excel a plus.
  • Excellent organizational, follow-up, and time management skills.
  • Decision making and problem solving skills.
  • Knowledge of lending regulations.
  • Excellent written and verbal communication skills.

    • Columbia Bank offers the following benefits :

  • Medical, Dental, Vision and Rx which are contributory.
  • Bonus programs.
  • Employee Stock Option Program (ESOP).
  • Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D).
  • Paid Time Off (PTO) which includes Personal and Vacation Time.
  • Paid Sick Time.
  • Bank Holidays.
  • Employees may participate in the 401k program.

    • Schedule :

    This role is eligible for a hybrid schedule; 3 days in the office and 2 days' work from home based on business need.

    Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

    [job_alerts.create_a_job]

    Lender • Voorhees, NJ, United States

    [internal_linking.related_jobs]
    Manager, Client Services

    Manager, Client Services

    Syneos Health / inVentiv Health Commercial LLC • Newtown, PA, United States
    [job_card.full_time]
    You're driven, resourceful, and above all else - remarkably smart.You will be responsible for building a trusted relationship with the customer contacts as well as becoming the.Syneos Health accoun...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Business Development Manager

    Business Development Manager

    BBSI • Philadelphia, PA, United States
    [job_card.full_time]
    Everything we do at BBSI is in support of our clients and our teams.With 69 branches across the country, our large footprint and decentralized structure allow us to offer our clients a high-touch, ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Side Hustle Project Lead

    Side Hustle Project Lead

    Finance Buzz • Clayton, New Jersey, US
    [job_card.full_time] +1
    We’re offering a role for someone who wants to lead their own side-income project in their spare time.You’ll explore various proven side hustles, select the ones that fit your lifestyle, and run th...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Senior Lending Consultant - South Africa

    Senior Lending Consultant - South Africa

    SAP Fioneer • Philadelphia, PA, US
    [job_card.full_time]
    Innovation is and will always be the core to SAP Fioneer, and it is the promise of why we were spun out of SAP : agility, innovation, and delivery. SAP Fioneer builds on a heritage of outstanding tec...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Business Development Representative

    Business Development Representative

    Scale AI • Philadelphia, Pennsylvania, United States
    [job_card.full_time]
    Join a global community of talented professionals to shape the future of AI.Earn up to $15 USD / hr and additional rewards based on quality of submission. Outlier is committed to improving the intelli...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    Client Service III Representative : Device Maintenance

    Client Service III Representative : Device Maintenance

    Canon U.S.A., Inc. • Philadelphia, PA, United States
    [job_card.full_time]
    Client Service III Representative : Device Maintenance.Advanced proficiency in site operations and procedures with strong communication skills and the ability to receive and address client concerns ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Sr. Business Development Account Manager

    Sr. Business Development Account Manager

    Pennsylvania Staffing • Philadelphia, PA, US
    [job_card.full_time]
    Senior Business Development Manager.NewLane Finance is a commercial equipment finance company, serving small and mid-size businesses nationwide. Our mantra is "business lending done right", and our ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Manager, Business Development

    Manager, Business Development

    Digitas Health • Philadelphia, PA, US
    [job_card.full_time]
    Digitas Health is the Agency of Now : the first global connected-health agency, purpose-built for marketing today.Digitas Health specializes in helping health brands navigate a complex and shifting ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Account Manager II - INSURANCE

    Account Manager II - INSURANCE

    Holman Automotive Group • Maple Shade, NJ, US
    [job_card.full_time]
    Holman is a family-owned, global automotive services organization anchored by our deeply rooted core values and principles that have enabled us to continue Driving Whats Right throughout the last c...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Outside Sales Representative

    Outside Sales Representative

    Home Genius Exteriors • Glassboro, NJ, US
    [job_card.full_time]
    Ready to Join America’s Fastest-Growing Home Improvement Company?.At Home Genius Exteriors, we’re not just remodeling homes – we’re transforming the future of home improveme...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Growth Leader - Greater Philadelphia Area

    Growth Leader - Greater Philadelphia Area

    Evergreen Services Group • Philadelphia, PA, US
    [job_card.full_time]
    Growth Leader - Greater Philadelphia Area.Evergreen Services Group is a San Francisco-based holding company that acquires and operates B2B services companies across North America.Since its founding...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Business Analytics Lead - Small Business

    Business Analytics Lead - Small Business

    Philadelphia Staffing • Philadelphia, PA, US
    [job_card.full_time] +1
    PNC Marketing Business Strategist.At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our cu...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Leader in Training

    Leader in Training

    Green Thumb Industries • Philadelphia, PA, United States
    [job_card.full_time]
    As part of the leadership team, you have a key role in.Training, you will gain subject matter.Monitor and maintain inventory levels, ensuring an assortment of products and communicating inventory a...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Sr. Business Development Account Manager

    Sr. Business Development Account Manager

    WSFS Bank • Philadelphia, PA, US
    [job_card.full_time]
    Senior Business Development Account Manager Major Accounts.NewLane Finance is a commercial equipment finance company, serving small and mid-size business nationwide. Our mantra is "business lending...[show_more]
    [last_updated.last_updated_30] • [promoted]
    AVP, Digital Portfolio Management, Small Business

    AVP, Digital Portfolio Management, Small Business

    Chubb • Philadelphia, PA, United States
    [job_card.full_time]
    This role can sit anywhere in the United States, while local to one of our Chubb branch locations.As an integral member of the Small Business Portfolio Management Domain, the AVP, Portfolio Managem...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Commercial Lender

    Commercial Lender

    Member Business Financial Services • Feasterville-Trevose, PA, USA
    [job_card.full_time]
    [filters_job_card.quick_apply]
    Member Business Financial Services LLC (MBFS) is looking for experienced commercial lenders in the greater Bucks County / Philadelphia / New Jersey area. Are you a self-motivated individual with strong ...[show_more]
    [last_updated.last_updated_variable_days]
    Operations General Manager

    Operations General Manager

    Vaco by Highspring • Glassboro, NJ, US
    [job_card.permanent]
    We are seeking a proven, hands-on leader to oversee all aspects of plant operations and drive strategic initiatives that support long-term organizational success. This role requires a seasoned manuf...[show_more]
    [last_updated.last_updated_1_day] • [promoted]
    Business Manager

    Business Manager

    Victra - Verizon Wireless Premium Retailer • Langhorne, PA, US
    [job_card.full_time]
    As a Business Manager here at Victra, Verizon's largest premium retailer in the United States, you will .In addition to the day-to-day support of business sales within your .You will ...[show_more]
    [last_updated.last_updated_30] • [promoted]