Actuarial Analyst Development Program - January 2026 Start

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities, and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable, and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.

What makes your Actuarial career greater with UnitedHealth Group? Actuaries are the decision-making engine for our business, that is why we support you from day one. We offer a competitive study program with paid time off to study, expense reimbursement for study materials and pay raises for passing exams. Advancement, access to data, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged to do your best. Our businesses serve the entire spectrum of health care participants : individual consumers and employers, commercial payers and intermediaries, physicians, hospitals, pharmaceutical and medical device manufacturers, and more, providing you with a career that is challenging, exciting, and integral in helping to write the history of our organization.

This position will be located on-site at UnitedHealth Group's office in either Minnetonka, MN or Phoenix, AZ and will have a hybrid work arrangement model.

• UnitedHealth Group is not able to offer relocation assisting for this position

This Actuarial Analyst position will be supporting UnitedHealthcare's Community & State (C&S) line of business and will be part of the Actuarial Leadership Development Program (ALDP). The mission of the ALDP is to develop credentialed actuaries and equip them with the skills and experience to be UnitedHealth Group's future business leaders. The program emphasizes education by encouraging and supporting the pursuit of the Fellow of the Society of Actuaries designation and continued training and development. The program builds relationships and experience by providing exposure to a broad range of challenges and businesses through various rotations, and career advancement is tied to the rotation process. As part of the ALDP, candidates have access to a wide range of resources including professional development, leadership development, exam / education support, and compensation awards tied to the SOA curriculum.

Primary Responsibilities :

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications :

Currently in final year of obtaining a bachelor's or master's degree from an accredited college / university or obtained degree within the last 24 months; degree must be obtained prior to start of employment in January 2026.

Preferred Qualifications :

Completion of one or more actuarial exams

Intermediate level of proficiency working with Microsoft Excel, including formulas, calculations, pivot tables, charts, graphs, etc.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $58,800 to $105,000 annually based on full-time employment. We comply with all minimum wage laws as applicable.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment .