Title Processor

About Us :

• At ClearEdge Title, located in Clearwater, we are dedicated to delivering exceptional customer service and leveraging cutting-edge technology to exceed client expectations.
• As a leader in the title industry, we prioritize innovation and excellence in all aspects of our work.

Position Overview :

• The Title Insurance Processor is responsible for reviewing title commitments and supporting documentation to identify and resolve title defects prior to closing.
• This role ensures that all curative actions are completed accurately and timely, enabling smooth and compliant real estate transactions.
• The Processor works closely with examiners, underwriters, closers, and external parties to clear title issues and prepare files for settlement. Strong organizational, communication, and problem-solving skills are essential for success in this role.
• Candidates must be comfortable talking on the phone, including with external parties such as clients, buyers, borrowers, and sellers.
• Strong follow-up skills and a high attention to detail are essential to ensure timely and accurate resolution of title issues.
• Education and Experience Experience in title processing, curative work, or real estate closing support.
• Familiarity with title commitments, legal document, and curative procedures.
• Understanding of state and local regulations affecting property transfers.
• Ability to interpret legal descriptions, liens, and encumbrances.
• Work Context Communication Frequent Communication with underwriters, closers, and external agencies.
• Use of title software, email, and document management systems. Regular contact with clients, attorneys, and municipal offices to resolve issues.

Role Relationships Internal:

• Collaborates with examiners, closing, and underwriting teams.

External:

• Interacts with attorneys, surveyors, lenders, and county offices. Responsibility for Others May assist in mentoring junior processors or supporting training initiatives.
• Impact of Decisions Decisions directly affect transaction readiness, risk mitigation, and client satisfaction.
• Responsible for ensuring title is clear and complaint prior to closing.
• Pace and Scheduling Fast-paced environment with strict deadlines. Requires prioritization of curative actions and responsiveness to urgent matters.
• Primary Job Duties Review title commitments and supporting documentation for defects or issues.
• Identify and resolve title defects including missing documents, unreleased liens, and ownership discrepancies.
• Communicate with clients, attorneys, lenders, and municipal offices to obtain necessary curative items. Draft and process curative documents such as affidavits, releases, and corrective deeds.
• Update title files and systems with curative progress and documentation.
• Collaborate with underwriters to determine acceptable curative solutions.
• Ensure all curative actions comply with company policies and legal standards. Prepare files for closing by confirming title is clear and all requirements are met.
• Maintain accurate records and contribute to quality assurance initiatives.
• Support continuous improvement in curative and processing workflows.
• This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position.
• Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments.
• All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities.
• To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently.
• Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others.
• The requirements listed in this document are the minimum levels of knowledge, skills, or abilities.
• This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.
• The company is an Equal Opportunity Employer, drug free workplace, and complies with ADA regulations as applicable.
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