FVP, Credit Card and Unsecured Loans

First Vice President (FVP) of Credit Card and Unsecured Loans

Axos Bank is seeking a First Vice President to lead, manage, and implement new credit card products. The position is located onsite in San Diego, CA and will drive business strategies to maximize card portfolio growth, utilization, and balances.

Base Pay Range

$130,000 / yr - $155,000 / yr

Additional Compensation

Annual bonus and RSUs. Total compensation ranges from $169,000 to $201,500.

Responsibilities

• Lead the development of new card origination strategies and marketing optimization across direct mail, digital, branch, and call centers.
• Lead and operate the product within strict regulatory compliance.
• Make recommendations on targeted acquisition segmentation, product offering optimization, risk / marketing eligibility criteria, and pricing strategies.
• Oversee existing credit and debit card account engagement analytics, including activation, loyalty and rewards strategies, inactive / dormant reactivation, and retention.
• Grow portfolio balances, revenue, and profitability.
• Conduct business analysis through customer behavior and demographics to identify high-growth and underperforming segments, and present findings and recommendations to senior executives.
• Partner with marketing to enhance test & learn opportunities, design appropriate campaigns, and increase card usage across all lifecycle phases.
• Coordinate with credit risk management to support developing product-specific credit policy for both targeted and untargeted prospects, providing full P&L analysis.
• Support member and non-member campaign performance evaluations across all touchpoints.
• Assist evaluation and implementation of targeted statistical models, measure model performance, and make recommendations.
• Partner with Consumer Banking and cross‑functional teams to enhance cross‑sell / bundle opportunities for compelling value‑add.
• Interpret analytic findings, formulate recommendations for decision‑makers.
• Clearly articulate findings and recommendations.
• Regularly partner with Marketing, Operations, Credit Risk, Finance, and external vendors as appropriate.
• Respond to compliance, internal audit, 3rd‑party audit, OCC, and other regulatory requests.

Qualifications

Seniority Level

Director

Employment Type

Full‑time

Job Function

Finance

Industries

Banking and Financial Services

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