Senior Credit Analyst (Miami)

MUST HAVE BANKING INDUSTRY RELATED EXPERIENCE

A leading financial institution is seeking a Senior Credit Analyst to support its Syndications team. This role provides advanced credit expertise for the origination, distribution, and management of syndicated loan transactions in the U.S. market. The Senior Analyst evaluates complex primary and secondary loan opportunities, prepares thorough credit assessments, analyzes financial and industry data, and ensures all transactions align with internal credit appetite, policy standards, and regulatory requirements. The position works closely with Lending Officers, Credit Managers, and Portfolio Managers while offering guidance and support to junior analysts. Strong analytical judgment, familiarity with syndicated loans, and the ability to work independently are essential.

Job Requirements

Prepare in-depth credit analyses for new and existing institutional borrowers, including spreading financial statements, reviewing third-party reports, assessing collateral positions, and completing OFAC and background checks.

Assign loan codes, verify documentation levels, and ensure compliance with internal credit policies.

Conduct industry research and evaluate portfolio risk exposures.

Collaborate closely with Lending Officers, Credit Managers, and senior leadership to support loan structuring, renewals, and portfolio decisions.

Assist in training and mentoring junior credit analysts and support special projects as needed.

Maintain strong written communication and provide clear, well-reasoned credit recommendations.

Uphold all BSA, AML, and OFAC compliance standards.

Qualifications

Bachelors degree required; finance, accounting, business, or economics preferred.

Advanced degree or formal credit training program completion is a plus.

Minimum 34 years of credit analysis experience, preferably within syndicated lending or corporate banking.

Strong financial modeling, ratio analysis, and credit writing skills.

High proficiency in Microsoft Excel and Word with strong research and analytical capabilities.

Excellent time-management, organization, and ability to handle multiple transactions.