Loan Processor Capital Market & Syndicated Lending

Overview

About the Role

This function is responsible for the end-to-end processing and closing of complex loan transactions with a primary focus on Capital Markets Syndicated Loans and Structured Commercial Lending. This role supports high-value multi-party deals that require close coordination with external counsel agent banks and internal stakeholders and demands deep expertise in these specialized loan portfolios.

The processor ensures all requirements are fulfilled in accordance with loan approvals legal and regulatory standards and the banks policies and procedures. Key responsibilities include maintaining compliance ensuring documentation accuracy managing funding logistics and mitigating operational and credit riskall in support of the banks most sophisticated lending activities.

What Youll Do :

• Reviews approved credit packages for Capital Markets Syndicated and other complex commercial loans and initiates the collection of all requirements necessary to close the loan per the credit approval and applicable closing checklists. This includes Term Sheet letters legal and collateral documentation appraisals title work insurance payoff statements compliance items and other required due diligence materials.
• Coordinates closely with external legal counsel agent banks and internal stakeholders to facilitate the preparation and review of loan documentation. Ensures timely and accurate communication of loan terms conditions and required approvals across all involved parties. Deals with very complex loan terms and complex Loan Agreements.
• Reviews draft loan documentation prepared by outside counsel ensuring alignment with credit approvals and that all non-legal closing conditions are satisfied. Verifies closing statements disbursement schedules and funding instructions ensuring proper application of loan proceeds and bank fees.
• Coordinates closing and funding activities ensuring all regulatory legal and bank policy requirements are met. Monitors the flow of documents signatures and approvals throughout the closing process and ensures all Loan Operations post-closing deliverables are properly documented.
• Acts as a central point of contact for closing-related inquiries from Relationship Managers Capital Markets Officers Legal Risk and Operations teams. Escalates issues and proactively seeks resolution in collaboration with appropriate stakeholders.
• Ensures all loans are closed with the appropriate insurance coverage as required by CNB Policies and Procedures including calculation and verification of insurance requirements for all types of insurance with particular attention to Flood Insurance which is highly regulated. Coordinates with borrowers and insurance providers to obtain and verify compliant coverage prior to closing. Escalate to Credit Risk as needed.
• Ensures required waivers are in place and the loan proceeds are properly disbursed.
• Responsible for preparing the Loan Input Sheet and coordinating with the Servicing team any nonstandard loan terms to ensure accurate data entry. Ensures Loan Input Sheet are complete and accurate.
• Performs the administrative end of loan relationship including but not limited to handling inquires from Relationship Managers and managing compliance related requirements with respect to flood regulations.
• Stays abreast of loan compliance related issues and distributes as required information to department.
• Acts as liaison with other departments to resolve operational issues.
• Supports training and knowledge-sharing initiatives within the team related to Capital Markets and Syndicated deal processes systems and compliance expectations.
• Maintains reports and tracking tools for pipeline visibility closing status and outstanding documentation or post-closing conditions.
• Processes revolving line of credit advances and paydowns based on pre-approved loan documentation and / or advance request and corresponding general ledger account entries related to loan closings.

Assist as needed in the closing and funding of other type of loans such as Commercial Real Estate and Consumer loans.

Qualifications

What You Bring

5-7 years proven experience in the documentation and closing of complex Commercial Real Estate Capital Markets and Syndicated loans including thorough knowledge of loan closing requirements loan accounting and regulatory compliance impacting the closing process.

Education

Special Instructions to Candidates

Key Skills

Loan Processing,Typing,Data Entry,Customer Service,Organizational skills,Basic Math,Computer Skills,Fraud,Microsoft Outlook,10 Key Calculator,Fair Housing Regulations,Food Processing

Employment Type : Full-Time

Experience : years

Vacancy : 1