Credit Analyst, Powersports

Credit Analyst, Powersports

Job Category: Kaw Motor Retail Finance

Requisition Number: UNDER002205

Location: Foothill Ranch, CA 92610, USA

Job Details

Description

Key Responsibilities:

• Assist in developing and implementing underwriting policies and procedures.
• Evaluate and analyze credit applications to determine risk and approve or decline applications.
• Communicate with Funding Associate, Credit Analysts and Dealer Partners to resolve issues and obtain additional information when necessary.
• Collaborate with the Underwriting Manager to set up the business and ensure adherence to regulatory requirements.
• Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.
• Maintain accurate and up-to-date records of all underwriting decisions and documentation.
• Work collaboratively with other team members to achieve departmental goals.
• Provide excellent customer service and support to dealers and customers regarding financing options.
• All other duties as assigned.

Qualifications:

• High school diploma, associate degree or equivalent in Finance, Business, or related field. Previous experience in underwriting is mandatory.
• A minimum of 3-5 years of experience is recommended.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Remain current on lending regulations and guidelines.
• Familiarity with Loan Origination Systems (LOS).
• Strong analytical and decision-making skills.
• Research and problem-solving capabilities.
• Excellent communication and interpersonal skills.
• Act as a resource for dealer and staff questions regarding the KMRF's loan programs.
• Working knowledge of financial services regulations together with all internal policies and procedures.
• Working knowledge of various loan structures, payment schedules, amortizations, interest rates.
• Prepare monthly production reports and provide information to manager.
• Basic understanding of financial information and lending regulations.
• Ability to work 100% on-site at our Foothill Ranch, CA office.

Profile Differentiators:

• Experience in founding, co-founding or working in a fast-paced startup environment.
• Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs).
• Experience in a FinTech startup.
• Advanced Professional degree.

What We Offer:

Professional development opportunities Competitive salary based on experience Discretionary incentives to reward the achievement of annual performance objectives Generous vacation policy Generous paid time off Health & wellness initiatives Up to 12 paid company holidays Employee discounts on Kawasaki products

Hourly Range: $25.00/hr. - $35.00/hr., based on experience and qualifications.

Equal Opportunity: KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.