Indirect Processor

Indirect Loan Processor

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today.

This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.

The primary responsibilities of the Indirect Loan Processor are to process and fund loan applications received from the organization's indirect auto, marine and recreational vehicle channels, communicate with our internal partners to ensure loans are processed and funded within service level expectations and provide excellent service to the dealer network.

Essential Duties and Responsibilities :

• Review indirect loan applications for accuracy, ensure it meets lending guidelines and submit to the Underwriting team for a decision.
• Review dealer contracts, and loan documentation for accuracy.
• Analyze income for loan qualification and review other loan documentation for accuracy.
• Ensure all internal policies and procedures are followed and all federal and state compliance regulations have been met prior to booking.
• Manage indirect processing queues to ensure all service level agreements are met.
• Verify share and other deposit accounts are opened for new members prior to booking the loan.
• Communicate with indirect dealers via phone, fax or email to answer questions, provide information and collect and review outstanding stipulations.
• Supports and participates in continuous process improvement activities
• Ensure Indirect Tasklists / Checklists are followed.
• Other duties as assigned.

Educational and Work Experience Requirements :

Additional / Important Skillsets :

Physical Requirements :

To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift / push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union's policies and procedures related to the SAFE ACT. This includes an obligation on the employee's part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry.

Georgia's Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans.