Post Closer

Post Closer

The Post Closer will assist both the Mortgage Operations and the Post-Closing teams in all post-closing, funding and shipping of all loan activity and volume.

Key Job Responsibilities :

• Review and approve closed loan file documentation to ensure all applicable program and investor guidelines are satisfied.
• Assist with the Post-Closing Audit and delivery of all closed loan packages to Michigan First Credit Union, Agencies, as well as outside Investors.
• Problem resolution for errors and omission relative to loan quality and compliance for sale to investor or agency.
• This requires a working knowledge of QC requirements including TRID, origination documents, closing documents and final documents. Additionally, this task requires constructive and productive interaction with internal and external parties and team members.
• Effectively manage and prioritize pipeline to ensure loans are purchased within lock expiration deadline. This requires excellent organizational and sense of urgency skills
• Work closely with leadership to capitalize on agency delivery commitments to maximum profits
• Perform loan deliveries in applicable agency system
• Responsible for clearing any Pre-Purchase Conditions from investors in a timely manner.
• Deliver closed credit packages and binders in accordance with audit requests.
• Complete mortgage insurance activation, for all types of loans, conventional, FHA, VA and USDA, FHA endorsements and all related activities within required timeframes.
• Becomes / is an advocate of The Michigan First Way, supporting all facets of it, including complete fulfillment of Our Promise, 5 STARS Service, SOLVE IT and our ISMs. Fosters a positive demeanor and image through professional representation in all contacts with both, team members and members. Consistently reflects and displays each of our "ISMs" in daily job performance, as well as in all business interactions while executing on our goals and initiatives. Learns and utilizes EMEC (Every Member's Experience Counts) in day-to-day responsibilities when communicating with members only.

Qualifications / Requirements :

Michigan First Credit Union was founded more than 90 years ago by educators and delivers world-class service to more than 160,000+ members at our branches throughout the State of Michigan, and we're still growing! We offer financial solutions for every life stage and seek to positively transform our members' lives through personalized service that meets their unique needs.

Simply put, Michigan First Credit Union's sole mission is to provide the highest quality member experience. Working here, you'll get to participate in a strong culture, centered around service, professionalism, and growth.

Michigan First highlights :

Awards Michigan First Credit Union has been the proud recipient of :

Benefits and perks of joining our award-winning team include :

Michigan First Credit Union is an Equal Opportunity Employer.