Chief Credit Officer

Chief Credit Officer (Growth-Minded | Middle Market Focus)

Location: Oklahoma City, OK
Compensation: Willing to Compete | Full Benefits

The Opportunity

This role is built for a strategic, assertive Chief Credit Officer who knows how to protect the balance sheet while driving profitable growth. You are the type of credit leader who partners with lenders, challenges assumptions, and looks for structured solutions and not automatic declines. You thrive in a growing going organization!

You will serve as a key voice at the executive table, shaping credit strategy for a growing, community-focused bank with a strong middle-market commercial presence. The right leader brings sound judgment, creativity, and confidence in navigating complex credits while maintaining regulatory credibility.

Why This Role Stands Out

• Be a true strategic partner to the CEO and lending leadership and not a gatekeeper.
• Influence and evolve credit policy to support measured growth in middle-market commercial lending.
• Lead a credit culture that emphasizes strong risk management with commercial practicality.
• Make a visible impact in communities while supporting sophisticated business borrowers.
• Competitive compensation and benefits aligned with executive-level impact.

Key Responsibilities

• Lead all aspects of the bank's credit function, including credit risk oversight, portfolio quality, and policy direction.
• Serve as a collaborative thought partner to commercial lenders on complex and higher-level credit structures.
• Develop, refine, and enforce credit policies that balance regulatory expectations with business realities.
• Oversee credit administration across commercial, middle-market, consumer, and real estate portfolios.
• Proactively identify emerging credit risks and implement forward-looking mitigation strategies.
• Maintain strong relationships with regulators and ensure consistent regulatory compliance.
• Build, lead, and mentor a high-performing credit team with clear accountability and decision-making authority.

What Success Looks Like

• Credit decisions reflect disciplined flexibility, not rigid policy enforcement.
• Lenders view credit as a solution-oriented partner, not a bottleneck.
• The loan portfolio grows profitably and strategically, with strong risk controls.
• The credit team operates with confidence, consistency, and commercial awareness.
• Regulators see a well-documented, well-reasoned credit culture with strong leadership.

Ideal Background & Experience

• Bachelor's degree in Finance, Business, or related field (advanced degree preferred).
• Significant experience as a senior credit leader with deep exposure to middle-market commercial lending.
• Strong command of:
• Complex commercial credit structures
• Credit risk management and portfolio strategy
• Regulatory compliance and examiner relationships
• Demonstrated ability to challenge lenders constructively while helping deals move forward.
• Proven people leader with a track record of developing confident, commercially minded credit teams.
• Clear communicator with the presence and judgment to influence executive-level decisions.

About Career 1 Source

Career 1 Source has specialized in executive-level recruiting since 2008. Our network runs deep, and we partner closely with leadership teams to align the right talent with long-term strategic goals.

*Candidates must be eligible to work in the U.S. and meet the qualifications above to be considered for the Chief Credit Officer job.