Consumer Loan UnderwriterSB Financial Group • Defiance, OH, United States
[error_messages.no_longer_accepting]
Consumer Loan Underwriter
SB Financial Group • Defiance, OH, United States
[job_card.variable_days_ago]
[job_preview.job_type]
- [job_card.full_time]
[job_card.job_description]Performs administrative and underwriting duties to support the consumer lending function of which the following are illustrative : Evaluates consumer loan requests; determines debt-to-income ratio, collateral valuation, and general loan quality. Approves or denies consumer loans based on consumer loan standards. Ensures that all loan decisions are based on an accurate and thorough understanding of each customer's financial needs and conditions, and that they are made in accordance with guidance contained in the policies and procedures manual. Properly analyzes and maintains the creditworthiness and documentation of all loans that are originated; coordinates the elimination of any obstacles to closing. Partners with internal personnel and lending customers to resolve issues, provide guidance, and support positive client experiences. Maintains an accurate record of all loan decisions and actions taken. Prepares and analyzes reports on portfolio performance, delinquency trends, and loan quality to identify areas of improvement. Recommends process improvements, system enhancements (e.g., nCino), automation, and workflow changes to increase efficiency and accuracy. Provides input on credit policy development and training initiatives to ensure consistent application of standards across consumer lending. Performs additional duties and responsibilities as directed by the Director of Consumer Lending Participates in testing and validation of system upgrades or new features. Suggest strategic and innovative strategies to achieve goals assigned to the department as established in the annual operating plan. Provide exceptional customer service to internal stakeholders and support cross-functional projects as needed. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.; ensures that the department and all personnel adhere to the same. Responds to inquiries relating to his / her particular area, or to requests from customers, other personnel, etc., within give time frames and within established policy. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances. Serve as backup to the Credit Department for tasks such as credit file maintenance, loan reviews, risk rating updates, monitoring / tracking, and preparation of management reports. Must be able to remain in a stationary position more than two-thirds of the time. The person in this position needs to occasionally move about inside the office to accomplish tasks. Frequently communicates with others to exchange information. Constantly moves wrists, hands, and / or fingers. Must be able to assess the accuracy, neatness, and thoroughness of the work assigned. Sedentary work that primarily involves sitting / standing.
Education
A high school diploma or equivalent required; a B. A. degree in a related field of study preferred; specialized bank consumer lending education / training preferred.
Experience
A minimum of three (3) years of experience in accounting, lending, or related positions. Formal credit training program or certification preferred.
Preferred Skills
- Knowledge and experience working with nCino lending platform.
- Proficient reading, writing, grammar, and mathematics skills.
- Proficient interpersonal relations and communicative skills.
- Knowledge of current loan servicing procedures, lending laws, and regulations.
- Sound judgment and risk assessment
- Moderate computer skills.
Role and Responsibilities
Responsible for performing administrative and underwriting duties to support the consumer lending function; achieving goals as established in the bank's business objectives; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the consumer loan function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports
Essential Duties
Ancillary Duties
Physical Requirements
[job_alerts.create_a_job]
Consumer Underwriter • Defiance, OH, United States
[internal_linking.similar_jobs]
CDL-A Flatbed Independent Contractor Truck Drivers – Owner Operators and Lease Purchase Program!.CRST The Transportation Solution Inc.
CDL-A truck drivers the opportunity to take control of their ca...[show_more]
No DUI / DWI in the last 5 years.CDL-A Tractor Trailer experience in the last year with an accredited CDL school OR 1 year of CDL-A Tractor Trailer experience within the last 3 years.Call u...[show_more] CDL-A Flatbed Independent Contractor Truck Drivers – Owner Operators and Lease Purchase Program!.CRST The Transportation Solution Inc.
CDL-A truck drivers the opportunity to take control of their ca...[show_more] 
Seeking a job that fits around your life? Look no further! We provide.Embrace the possibilities by adding this side gig or growing a new career at Jackson Hewitt and apply today!.You will also have...[show_more]
The American Dream is alive and well at Arka Express where your hard work and dedication to getting the job done right means earning more.
We have built our CDL-A regional truck driving opportunitie...[show_more]
DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.
As a Dasher, you’ll stay busy with a variety o...[show_more]
Vector Marketing, who has been around for over 40 years, is currently interviewing for part time sales positions.Basic responsibilities include working with customers through appointments, selling ...[show_more]
LPK Chrysler Dodge Jeep Ram of Defiance is part of a successful dealership group- family owned and operated since 1966, with a great number of existing, long-term employees.Our mission has always b...[show_more]
At F&M, our Retail Loan Underwriter II's do more than underwriter loan files; they establish and nurture lasting relationships with our valued customers.
We are industry leaders because people trust...[show_more]
KAG Food Products is currently hiring Company Truck Drivers in your area! Join KAG today to take advantage of great pay, competitive benefits packages, supportive terminal managers and great equipm...[show_more] DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.
As a Dasher, you’ll stay busy with a variety o...[show_more] 
Customer Service Advisor Float - Michigan.This position is 100% in office.The employee will work full time in an office in a designated WesBanco location.
Consideration for location will be Adrian N...[show_more]
This is an excellent opportunity to provide high-quality, patient-focused care in a collaborative.Mercy Health’s regional network.
The ideal candidate will thrive in a supportive community environme...[show_more]
CDL-A OWNER OPERATOR TRUCK DRIVER JOBS.Experienced CDL-A Owner Operator truck drivers can count on USA Truck for outstanding support while running your business your way, letting you decide how and...[show_more]
Full Time Carpenter at busy construction company.Duties include but not limited to framing, joist, stud work, insulation, drywall, reading blueprints & drawings.[show_more] LPK Chrysler Dodge Jeep Ram of Defiance is part of a successful dealership group- family owned and operated since 1966, with a great number of existing, long-term employees.Our mission has always b...[show_more] 
A high school diploma or equivalent required; a B.A minimum of three (3) years of experience in accounting, lending, or related positions.
Formal credit training program or certification preferred.K...[show_more]
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service.
Managers and MITs play a key leadership role, expected to Live The Ple...[show_more]
CDL-A Flatbed Lease Purchase Driver in Defiance, OH
AllTruckJobs • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_variable_days] • [promoted]
CDL-A OTR Truck Driver
PAM Transport, Inc. • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_30] • [promoted]
CDL-A Flatbed Lease Purchase Driver in Oakwood, OH
AllTruckJobs • Oakwood, OH, US
[job_card.full_time]
[last_updated.last_updated_variable_days] • [promoted]
Entry-Level Tax Preparer
Jackson Hewitt - DAY • Defiance, OH, US
[job_card.full_time] +1
[last_updated.last_updated_30] • [promoted]
CDL-A Regional CDL-A Truck Driver
Arka Express • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_variable_days] • [promoted]
Delivery Driver - Sign Up and Start Earning
DoorDash • Continental, OH, United States
[job_card.full_time] +1
[last_updated.last_updated_30] • [promoted]
Entry Level Sales Reps - Part Time - Paid Weekly
Vector Marketing • Defiance, OH, US
[job_card.full_time] +1
[last_updated.last_updated_variable_hours] • [promoted] • [new]
Used Recon Service Technician
LPK Chrysler Dodge Jeep RAM of Defiance • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_30] • [promoted]
Retail Loan Underwriter II
Farmers and Merchants State Bank • Archbold, OH, United States
[job_card.full_time]
[last_updated.last_updated_variable_days] • [promoted]
CDL-A Truck Driver
Kenan Advantage Group • Defiance, OH, USA
[job_card.full_time]
[last_updated.last_updated_30] • [promoted]
Delivery Driver
DoorDash • Defiance, OH, United States
[job_card.full_time] +1
[last_updated.last_updated_30] • [promoted]
Customer Service Advisor Float - Michigan - Adrian, MI
WesBanco Bank Inc. • Morenci, MI, United States
[job_card.full_time] +1
[last_updated.last_updated_30] • [promoted]
Ear, Nose & Throat (ENT) Opportunity
HealthEcareers - Client • Defiance, OH, USA
[job_card.full_time]
[last_updated.last_updated_30] • [promoted]
CDL A Owner Operator Truck Driver
USA Truck • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_variable_days] • [promoted]
Carpenter
Schimmoeller Construction Inc • Kalida, OH, US
[job_card.full_time]
[last_updated.last_updated_30] • [promoted]
Level Three Automotive - Service Technician
LPK Chrysler Dodge Jeep RAM of Defiance • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_30] • [promoted]
Consumer Loan Underwriter
SB Financial Group Inc. • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_variable_days] • [promoted]
Manager In Training
AutoZone • Defiance, OH, US
[job_card.full_time]
[last_updated.last_updated_variable_days] • [promoted]