Credit Analyst Associate

Position Summary :

Join a team focused on the success of our customers the success of our communities and the success of each other. Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm forest product fishing and other agricultural business owners across the northeast with $13.5 billion in total loan volume and $29 million in annual financial services revenue from 18000 customers across our 8-state territory. We are One Team Working Together with a focus on our five pillars : Outstanding Customer and Employee Experience Quality Growth Operational Excellence Commitment to our Communities and Protecting Customer Information.

The Credit Analyst role is responsible for analyzing and effectively communicating strengths and weaknesses of a credit application and appropriately structuring credit facilities. The analyst must develop a thorough understanding of the marketplace credit analysis and underwriting including the five Cs of credit and all phases of the credit delivery process. The analyst also has a responsibility to protect the Association meeting the needs of the customers growing the business of the Association and always promoting a positive corporate image. Sound and secure credit analysis and underwriting combined with the promotion of good customer and public relations is important for the advancement of both the employee and the Association.

The value drivers for this role are as follows :

• Create operational efficiency by effectively and efficiently analyzing credit requests assessing risk and making recommendations.
• Fuels organizational synergy through consistent processes and effective communication.

Come join a collaborative customer-focused team at Farm Credit East!

Duties and Responsibilities :

Credit Analysis & Underwriting

Business Development

Job Qualifications and Requirements :

Compensation and Benefits :

Salary : $55000 - $80000 commensurate with experience.

Short Term Incentive to reward business results

Retirement Contributions :

401(k) match up to 6% of salary; or for those unable to take full advantage of the 401(k) match verified student loan payments may qualify for an employer match in your 401(k) up to 6% of salary

Defined Contribution retirement plan funded at 2-9% of salary depending on years of service

Time Off :

15-25 days of vacation leave per year depending on years of service

12 days of holiday leave per year

Health and Insurance :

Comprehensive medical dental and vision plans including preventive care and wellness programs to support your overall health and well-being

Health Savings Account

Accidental Death and Dismemberment insurance at 2x base pay

Additional Benefits :

Tuition reimbursement

Continuing education and training

Eligibility Begins : First of the month following your hire date

Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer we do not discriminate on the basis of race color religion national origin sex sexual orientation gender identity or expression age marital status parental status political affiliation disability status protected veteran status genetic information or any other status protected by federal state or local law. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individuals qualifications for a specific job compliance with the Americans with Disabilities Act (ADA) if you have a disability and would like a reasonable accommodation in order to apply for a position with Farm Credit East please call 1- or e-mail .

Required Experience :

IC

Key Skills

Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing

Employment Type : Full Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 55000 - 80000