Personal Banker

Job Description

Job Description

Marine Bank & Trust, a United Community Bank, is in search of a Personal Banker. This position will establish relationships with new and existing customers in order to assist them with their financial needs while ensuring outstanding customer service. Prospective candidate will provide account advice and identify opportunities to cross sell banking products and services.

Essential Duties and Responsibilities :

• Analyze customer utilization of products and services to identify potential product sales opportunities and referrals
• Assure exceptional customer service
• Initiate contact with existing and prospective customers to outline relevant products and services, pending sales referrals, product changes, and new product information
• Facilitate timely resolution of customer requests and concerns
• Promote customer retention
• Participate in community events to identify sales opportunities
• Develop sales strategies
• Refer customers to appropriate functional areas (e.g. Trust, Mortgage, Insurance, and Investment Services)
• Create and maintain records of calling efforts, referrals, new products, and product changes / enhancements
• Review and utilize marketing database reports
• Keep up-to-date on new retail products, services, regulations, and policies
• Respond to customer questions regarding products
• Explain delivery channels (Branch, TBC, ATM, etc.) to customers to assure that the most convenient delivery options are understood
• Complete all training and online testing as assigned
• Maintain familiarity with the Bank policies and procedures related to this position including but not limited to Secrecy Act, OFAC, Check Cashing, and Teller Guidelines
• Assist with Stop Pay Management
• Assist with Dormant Account Management
• Assist with IRA / RMD Management
• Assist with EOM report of open / closed accounts 5K and above
• Manage safe deposit boxes and unclaimed safe deposit boxes
• Administer debit card issue and operation
• Perform Teller Overrides
• Assist with Charge Offs / reporting to Chex system
• Oversee NSF Accounts - including all calls / letters / logging CRM Other Clerical Duties
• Medallion Stamp authorization to verify signature cards for closed accounts
• Manage teller referral log
• Facilitate LIVE Chat management and online chat response
• EOY Record Retention
• Assist with answering multiline telephone
• Issue Gift / Ace cards
• Quick rate CD's
• Other related duties as assigned

Qualifications :

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements :

Education / Experience Requirements :

Additional Requirements :

Attendance Requirements :

Employees are expected to report to work as scheduled, on time and prepared to start work. Employees are expected to remain at work for their entire work schedule. Late arrival, early departure or other absences from scheduled hours should be avoided.

Certificates, licenses, or registrations :

Working Conditions :

This job operates in a retail banking setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical requirements :

Benefits :

The following benefit programs are available to all employees :

In addition, the following benefits are available to all full-time employees after meeting eligibility requirements :

Some benefit programs require contributions from the employee and all begin on the first of the month after eligibility is met. Certain benefits provided by United Community Bank are governed by plan documents.

Please visit https : / / ucbbanks.com / careers for more information on UCB's complete benefit package.