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Senior Backend Engineer (R&D)
Senior Backend Engineer (R&D)Moniepoint • Lancaster, CA, United States
Senior Backend Engineer (R&D)

Senior Backend Engineer (R&D)

Moniepoint • Lancaster, CA, United States
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  • [job_card.full_time]
[job_card.job_description]

Senior Backend Engineer (R&D)

Engineering at Moniepoint is an inspired, customer-focused community committed to pushing the boundaries of what is possible. Our R&D team takes this even furtherleading exploration, experimentation, and innovation efforts that inform the entire organization.

Our Research & Development (R&D) team operates at the group level, driving innovation, guiding technical strategy, and shaping the next generation of financial technology across all our business units. This is a rare opportunity to work at the center of our most forward-thinking initiatives, helping us imagine, design, and build what comes next. You will work on projects that span multiple domains, from designing next-generation architectures to powering new business lines, modernizing infrastructure, and shaping future-facing strategies around AI, security, KYC, automation, and more.

If you're excited about solving complex problems, experimenting with cutting-edge technologies, and building the future of fintech from the ground up, this role is for you.

What You'll Be Doing

  • Collaborate on ideation, prototyping, and execution of new revenue-generating products and businesses.
  • Lead early-stage technical design and market-fit experiments.
  • Design scalable, production-ready backend systems.
  • Spearhead key initiatives such as implementing an API Gateway, rethinking architecture patterns, and modernizing our CI / CD and security infrastructure.
  • Contribute to group-wide strategies in areas like AI adoption, KYC modernization, change management, and long-term technical planning.
  • Partner with multiple business units to align R&D outcomes with group objectives.
  • Identify inefficiencies and transform existing workflows, systems, and tools to boost operational excellence.
  • Drive developer experience improvements through automation, refactoring, and standardization.
  • Assess, experiment with, and recommend emerging technologies for adoption across the organization.
  • Support engineering teams with innovation initiatives and guide toolchain modernization.
  • Write clean, maintainable, well-documented code with a focus on reliability and testability.
  • Debug complex issues and provide technical guidance across multiple stacks.
  • Participate in code reviews, architectural discussions, and knowledge-sharing sessions.
  • Document systems, decisions, experiments, and methodologies to support transparency across teams.

What We're Looking For

  • Strong backend engineering expertise, with the ability to design and implement scalable, reliable systems from scratch.
  • Energized by ideation, rapid prototyping, and validating new business opportunities through technical experimentation.
  • Strategic mindset and can contribute to architecture evolution, including API gateways, CI / CD modernization, security enhancements, and platform-wide improvements.
  • Comfortable working across multiple domains including AI, KYC, infrastructure, automation, change management, and can adapt quickly as priorities evolve.
  • Partners with diverse stakeholders across business units to align technology initiatives with organizational goals.
  • Keen eye for identifying inefficiencies and a passion for modernizing processes, tool chains, and developer workflows.
  • Debugs complex issues, providing technical leadership across stacks, and elevating engineering standards.
  • Excels at documentation and transparency, ensuring that experiments, decisions, and systems are well-understood across teams.
  • If you are a builder, a systems thinker, and a technologist who loves exploring what's next, we'd love to have you help shape the future of Moniepoint.

    What We Can Offer You

  • Culture - We put our people first and prioritize the well-being of every team member. We've built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
  • Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
  • Compensation - You'll receive an attractive salary, pension, health insurance, paid leave plus other benefits.
  • Our interview process is designed to be thoughtful, transparent, and candidate-friendly, allowing you to showcase your strengths while getting to know us better :

  • Initial Conversation : A brief introductory call with our recruiter to learn more about your background, career goals, and to share insights about the role and our team.
  • Technical Assessment : A practical, take-home assessment follow by a discussion with an interviewer on a call.
  • System Design Interview : A focused session with our Engineering Team, where we'll explore system design, architecture, and problem-solving approaches.
  • Final Interview : A combined technical and behavioral conversation with a member of our Executive Team, aimed at understanding your alignment with our values, vision, and culture.
  • Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

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