Large Acct Underwriting Specialist - Hybrid

About Us

At Selective, we don't just insure uniquely, we employ uniqueness.

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year.

Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Overview

Underwrites, prices and services large, loss sensitive accounts (premium >

$350k) working with a high degree of autonomy and authority issued by the Underwriting Manager on assignments of varying complexity, hazard grade and premium. Develops and executes strategies to maximize regional large account results. Acts as a subject matter expert in the Underwriting department. Participates in and leads special projects and initiatives. Coaches and mentors less experienced peers. Handles the daily service demands of our agents in support of individual and team goals, with an expert understanding of coverage, products, underwriting system transactions, and State specific LOB filings. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

Responsibilities

• Underwrite and process large account renewal policies with the highest degree of independence. Gather, analyze, and evaluate risk exposure through appropriate risk documentation. Adopt proactive actions and / or make proactive recommendations to improve risk profitability. Apply knowledge and understanding of coverage forms, rating plans and guidelines in the selection and pricing of individual risks. Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophy.
• Respond to agents' inquiries on coverage and adjust policy information based upon prescribed authority. Partner with peers across regions to collect and analyze trends in agent needs & inquiries specific to large accounts
• Work within the highest level of authority level to quote, accept, decline, modify and renew risks within account assignment in accordance with accepted underwriting guidelines. Partner with Large Account Specialist, Agents, team members and other departments to grow and maintain a profitable book of business.
• Provide expert guidance to internal and external customers regarding distinct requirements of large, loss-sensitive accounts. Independently and effectively communicate underwriting decisions and appetite at the individual account and portfolio level to internal and external customers. Reinforce the ease of doing business with Selective by meeting or exceeding customers' expectations and service quality on a consistent basis.
• Develop and maintain highly effective working relationships with internal and external customers, peers, and management. Partner with Large Account Specialist to conduct Agency and customer visits across a broad regional geography. Communicate openly and in a timely fashion. Work diligently to achieve individual and team goals. Act as an advocate for and early adopter of departmental initiatives. Act as a liaison with peers in other regions to obtain and share information with internal and external customers.
• Conduct continuous profit and growth analysis as assigned. Monitor premium retention with the use of electronic reporting tools. Increase renewal premium by cross-selling additional coverage, products, or value-added services.
• Actively train, coach, and mentor less experienced Large Account Underwriters. Provide CLAS coverage and system training to both internal & external customers. Provide large account and loss-sensitive specific expertise to the region.
• Participate in or lead projects and initiatives. Actively support continuous improvement by routinely suggesting best practices and process improvements.
• Keep abreast of competitive and market trends specific to the unique risks and needs of large, loss-sensitive accounts. Proactively share this information with peers and leadership.
• Must have a valid license and be able to drive an automobile to support company travel within territory. Car travel represents less than 10% of employee's time.

Qualifications

Knowledge and Requirements

Education and Experience

Total Rewards

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.

The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.

Pay Range

USD $97,000.00 - USD $133,000.00 / Yr.

Additional Information

Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.

For Massachusetts Applicants

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.