Commercial Loan Processor

The Commercial Loan Processor will be a highly motivated and resourceful member of the Commercial Loan Doc & Closing Department and will handle complex commercial and consumer loan documents ensuring completeness and accuracy in accordance with credit / bank policy and State / Federal Regulatory requirements. This role requires someone with strong follow-through skills who is adaptable and embraces change. Responsibilities include working closely with Loan Personnel, Lending Assistants, and attorneys to manage the loan closing process, monitoring and enforcing post-closing exception items. May participate in special lending-related projects as directed by Senior Management.

ESSENTIAL DUTIES :

• Upholds, at all times, the Bank’s Core Values of : Integrity, Respect, Positive Attitude, Empowerment, Accountability, and Excellence.
• Delivers on the Bank’s tagline of “Your Best Banking Experience – Ever!” by reinforcing the application of superior customer service through his / her own example along with appropriate follow through with involved customers and employees.
• Generates Commercial Real Estate, Commercial and Industrial, SBA 504, Letters of Credit, Consumer, and Construction loan documents in accordance with loan approval requirements and State / Federal Regulatory requirements. Works with Lending Assistants and title companies on loan closings and follow-ups on recorded loan documents and title policies. Conducts UCC searches and perfects the Bank’s security interest.
• Reviews commercial, construction, consumer, and SBA 504 loan requests and related documentation for accuracy and compliance prior to releasing documents for signing.
• Reviews construction draws including supporting reports, vouchers, change orders submitted by Voucher Control Agents and disburse based on percentage of completion. Tracks construction budgets.
• Working knowledge of title policies and related loan regulations such as RESPA, HMDA, and other Bank lending policies on loans to directors.
• Processes and track loan collection expenses, vendor fees, and other professional fees.
• File UCC’s to perfect the bank’s lien and conduct UCC post searches.
• Follow-up on UCCs, recorded loan documents, and title policies.
• Reviews loan reports and conducts monthly certifications of cash secured loans.
• Compiles information for Senior Management and assists in audit preparation.
• Other duties as assigned.

SUPERVISORY RESPONSIBILITY :

The position of Commercial Loan Processor is not responsible for the supervision of any employee(s).

MENTAL DEMANDS :

This position requires the ability to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.

MINIMUM REQUIREMENTS :

About GBank :

We began in 2007 as "Bank of George" when we opened our Las Vegas bank locations. George Washington's legacy is one of strong leadership, integrity, and dedication to community. As our foremost founding father, our namesake started something great back then. We believed a small community bank better served the needs of our clients in Southern Nevada. Though we have grown and now lend to businesses in more than 30 states, we still maintain two local branches and provide a high level of customized service to all our clients. GBank Financial Holdings Inc. (NASDAQ : GBFH) is the parent company for GBank. GBank conducts business nationally through its SBA lending activities and BankCard Services, LLC ("BCS") partnership. Launched in 2016, our FinTech Gaming Division is powering Sightline Payments Play+ Solution (https : / / sightlinepayments.com / ) for seamless and secure pay and play that enables cashless, mobile commerce solutions for gaming, lottery, and sports betting ecosystems. This positions GBank as a financial leader in this new payments world. GBank also provides general commercial banking services with an emphasis on serving the needs of small and medium-sized businesses, high net worth individuals, professionals, and investors. The Bank offers a full complement of consumer deposit products and is focused on delivering a premium level of service.