Analyst, AML Compliance

Analyst, AML Compliance Denver, Colorado (Hybrid)

Does the prospect of working in a global organization in the fight against money laundering motivate you? Are you ready to play a vital role in helping billions of people and businesses to enjoy secure, reliable financial services? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing each of us to thrive? Then its time to join Western Union with the AML Compliance team as a Senior Analyst.

Western Union is seeking a detail-oriented, data-driven, and execution-focused Senior Analyst to join our Compliance Systems & Analytics (CS&A) team. In this role, you will be responsible for shaping, delivering and gathering requirements for our compliance templates functions. This is a highly cross-functional role requiring collaboration across Operations, Policy, Data, and Technology. You will be instrumental in meeting regulatory and policy obligations, driving product modernization, and delivering nuanced requirements that will support the ever-changing global compliance landscape.

In this role you will have the opportunity to work in a high demand, fast-paced portfolio that supports enterprise and compliance products from conception to implementation and beyond. This involves working cross-functionally to understand our various global compliance needs, business product needs, and regulatory obligations to formulate requirements, and deliver impactful solutions to our users.

Role Responsibilities

• Perform detailed analysis of GSI filter calibration settings and parameters to ensure filters are operating as intended.
• Assess calibration accuracy and alignment with defined business, technical, or compliance requirements.
• Validates that filters are appropriately tuned to detect relevant patterns while minimizing false positives and false negatives.
• Continuously monitor filter outputs to evaluate performance, stability, and effectiveness.
• Conduct trend analysis and variance analyses to measure the impact of calibration changes.
• Identify anomalies, deviations, or degradation in the filter over time.
• Execute controlled testing of filter adjustments to confirm that performance aligns with expected outcomes.
• Document calibration testing methodologies, outcomes, or over-triggering events.
• Maintain detailed records of calibration activities, improvement initiatives, and key insights.
• Support audit and compliance inquiries with clear data-backed calibration documentation.
• Collaborate with relevant teams (operations, risk, engineering) to resolve identified issues.
• Partner with Risk and Compliance teams to understand regulatory use cases, pain points, and future-state needs to meet regulatory obligations.
• Collaborate with QA and UAT for various front-end groups to ensure compliance requirements are met.
• Communicate and manage requirements expectations to stakeholders and external product organizations.

Role Requirements

Western Union is positioned to become the worlds most accessible financial services company transforming lives and communities. Were a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. Youll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If youre ready to help drive the future of financial services, its time for Western Union.

The base salary range is $60,400.00 - $75,000.00 USD Annual USD per year, total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates qualifications, skills, and competencies.

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few. Your US specific benefits include : Flexible Time off, Medical, Dental and Life Insurance, Parental Leave, Global Adoption Assistance, 4% Western Union Contribution to 401K.

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week.

For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania : Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.