Principal Software Engineer, BackendImprint • San Francisco, CA, United States

Principal Software Engineer, Backend

Imprint • San Francisco, CA, United States

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Join to apply for the Principal Software Engineer, Backend role at Imprint .

Base Pay Range : $230,000.00 / yr - $300,000.00 / yr

About Imprint

Imprint is reimagining co-branded credit cards & financial products to be smarter, more rewarding, and truly brand-first. We partner with companies like Rakuten, Booking.com, H-E-B, Fetch, and Brooks Brothers to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. Our platform combines advanced payments infrastructure, intelligent underwriting, and seamless UX to help brands offer powerful financial products—without becoming a bank.

Co-branded cards account for over $300 billion in U.S. annual spend—but most are still powered by legacy banks. Imprint is the modern alternative : flexible, tech-forward, and built for today’s consumer. Backed by Kleiner Perkins, Thrive Capital, and Khosla Ventures, we’re building a world-class team to redefine how people pay—and how brands grow. If you want to work fast, solve hard problems, and make a real impact, we’d love to meet you.

What You’ll Do

Technical Leadership & Oversight

Define and drive the technical vision and architecture for the lending platform, ensuring alignment with business goals and industry best practices.
Lead the design and development of scalable, secure, reliable, and high-performance systems for both co‑branded credit and non‑card lending products.
Code some of the more complex parts of the system to create a center of coding excellence.
Collaborate with cross‑functional teams, including product management, risk, compliance, and operations, to ensure cohesive and efficient delivery of the platform.

System Architecture & Design

Architect end‑to‑end solutions for lending products, incorporating data security, compliance, and performance optimization.

Evaluate and select appropriate technologies, frameworks, and tools to meet the platform’s requirements and future scalability.

Ensure the system design supports high availability, disaster recovery, and easy maintenance.

Leading the Team

Lead the engineering teams through execution, ensuring adherence to coding standards, security guidelines, and best practices.

Oversee the development process, including code reviews, testing, and deployment to ensure high‑quality deliverables.

Foster continuous improvement and hold the team accountable for upholding the highest standards.

Communication & Collaboration

Work closely with stakeholders to understand business requirements, translate them into technical specifications, and ensure successful implementation.

Mentor and guide engineering teams, fostering a culture of innovation, collaboration, and continuous learning.

Communicate effectively with executive leadership, providing updates on project status, technical challenges, and strategic direction.

Innovation

Encourage a culture of innovation within the team, promoting experimentation and learning.

Identify opportunities for innovation and lead initiatives to enhance platform capabilities and competitive edge.

Stay abreast of fintech industry trends, and regulatory changes impacting the lending landscape.

What We Look For

10+ years of experience in software engineering with at least 5 years of experience leading technical direction.

Experience designing and building complex financial systems, particularly in the fintech domain.

Experience designing and implementing a coherent architecture that interacts seamlessly across multiple APIs and system boundaries.

Extensive experience with cloud platforms and microservices architecture (AWS preferable).

Deep experience building transactional systems using relational (e.g., MySQL, PostgreSQL) or No‑SQL databases (e.g., DynamoDB, MongoDB).

Production experience with modern engineering and cloud tools.

Strong proficiency in modern programming languages (e.g., Go, Java) and frameworks.

Deep understanding of data security, compliance (e.g., PCI‑DSS), and privacy regulations.

Excellent communication and interpersonal skills, explaining technical concepts to non‑technical stakeholders.

Strong analytical and problem‑solving skills, identifying and resolving complex issues.

Strong sense of ownership, urgency, and drive.

Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.

Nice to Have

Experience building and launching payment platforms for lending, credit / debit card issuing and processing.

Experience building online and offline systems that encompass the reconciliation of financial data.

Experience building external, public‑facing APIs.

Knowledge of production technologies like Terraform, Docker, and Kubernetes.

Perks & Benefits

Competitive compensation and equity packages.

Leading configured work computers of your choice.

Flexible paid time off.

Fully covered high‑quality healthcare, including dependent coverage and access to One Medical and an FSA.

16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents.

Access to industry‑leading technology across all of our business units, fostering innovation, optimization, and productivity.

Imprint is committed to a diverse and inclusive workplace. Imprint is an equal‑opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Imprint welcomes talented individuals from all backgrounds who want to build the future of payments and rewards. If you are passionate about FinTech and eager to grow, let’s move the world forward, together.

Seniority Level

Mid‑Senior level

Employment Type

Full‑time

Job Function

Engineering and Information Technology

Location

San Francisco, CA

Referrals

Referrals increase your chances of interviewing at Imprint by 2x.

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