Mortgage Loan Officer (Full Time) - Houston

Job Description

Job Description

• A pre-employment credit check will be performed on all qualified applicants.

External Applicants : Please apply through Prosperity Bank's Career Center at https : / / www.prosperitybankusa.com / Careers. Applying through any other source may prevent Prosperity from receiving your application.

Internal Applicants : If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process. Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and to obtain financial documentation to underwrite the loan request.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.

2 . Assumes responsibility for establishing and maintaining effective and professional business relations with customers and trade professionals.

3. Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Bank personnel and with management.

4. Assumes responsibility for related duties as required or assigned.

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

QUALIFICATIONS

Education / Certification :

High school graduate, advance degree

Required Knowledge :

Knowledge of Bank consumer mortgage lending policies, and procedures. Understanding of financial analysis and determination of credit worthiness.

NMLS certified.

Experience Required :

3 to 5 years of consumer and consumer mortgage lending experience.

Skills / Abilities :

Excellent communication and public relations skills.

Financial analytical skills.

Solid interviewing skills.

Able to use related computer applications and business machines.

Hours : Monday - Friday 9 : 00 am to 5 : 00 pm