Senior Associate, CRE Loan Screening

Senior Associate, CRE Loan Screening

The Senior Associate, CRE Loan Screening role will sit on a team of screeners and analysts to pre-qualify and structure Commercial Real Estate (CRE) Balance Sheet secured loans, with support from the Senior Manager, CRE Loan Screening and the Line of Business' leadership. This role will contribute to the preparation of proformas and associated loan calculations, structuring and issuing soft quotes, and screening briefs for submission to Underwriting and other stakeholders. Loan screening assignments will be across all major asset classes as well as the spectrum of risk and business plans : from ground-up development to value-add to stabilized.

As part of the Production Enablement team they will also perform other duties as necessary to support the goals and objectives of the CRE platform and work directly with Relationship Managers and Managing Underwriters. Responsibilities :

• Understands parts of the procedural aspect of underwriting Capital One CRE Balance Sheet and Unitranche Loans from Client Loan Request to Term Sheet and can support communications with stakeholders and to customers
• Navigates deals through the screening process including coordination with various stakeholders on structuring, sizing, and quoting to ensure an efficient process with the client
• Works to identify exceptions / risks associated with the transactions and provides mitigated recommendation
• Partners with Relationship Managers (RMs) to support client relationships and respond to client requests, by structuring and pricing incoming opportunities
• Responsible for high quality outputs on screening memos to Balance Sheet stakeholders and Soft Quotes to the borrower, while also providing for competitive turnaround times.
• Has strong judgment and collaborates with Senior Manager, CRE Loan Screening and Production Enablement colleagues as needed.
• Builds up-to-date knowledge of Capital One Balance Sheet products, credit parameters, and lending appetite by attending and supporting on-team training efforts.
• Learns how to manage complex transactions with complicated borrower structures and unique property / market characteristics
• Attends industry conferences and client meetings in order to assist in the maintenance of crucial relationships
• In accordance with overall strategy, contributes to special projects as assigned, wherein either efficiency or credit effectiveness may be better attained
• Understands and employs all policies and procedures of the Bank and the Line of Business

Basic Qualifications :

Preferred Qualifications :

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and / or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability / vet) committed to non-discrimination in compliance with applicable federal, state, and local laws.