Collector II (Bilingual - Spanish Preferred)

Triad Financial Services is looking to add a dedicated, highly skilled Collector II (Bilingual - Spanish Preferred) to our team.

We are an established, profitable company who is growing quickly. In this exciting role, you will be responsible for collecting outstanding debts owed to the company. You should be able to understand and translate large amounts of numbers and financial information, negotiate tactfully, and persistently contact people of interest to collect money owed.

Work days and hours are as follows : Monday - Thursday : where 2 days are 8 : 30am - 5 : 30pm, and 2 days are 11 : 00am - 8 : 00pm, Friday  is 8 : 30am - 5 : 30pm, and  Saturdays will be 4 hour shifts, 8a - 12pm or 9a - 1pm and possibility for overtime may be required. The training will last @ 90 days.

Essential Functions :

• Answer high volume of inbound calls from and / or generate high volume of outbound calls to delinquent borrowers
• Resolve delinquent accounts by demanding and collecting the full amount due, establish a solid plan with the borrower to bring the loan current, or proceed with hardship assistance as appropriate
• Counsel borrowers on options for meeting their payment obligations, explain terms, and arrange repayment plans based on the departments procedures
• Discuss financial status, review monthly income and expenses and determine the reason for non-payment
• Document mortgage collection systems with all activities and communications
• Send Notice of Defaults (NODs) to customers when required
• Offer Loss Mitigation assistance when appropriate, explain options and processes in detail
• Demonstrate accurate knowledge and strict application of federal regulations and collection laws (FDCPA)
• Skip trace accounts when identified or submitted by the Collections Supervisor or Collections Director.  The Skip Trace task is preformed using various free websites such as; Reverse Search, White pages, Anywho.com etc.
• Process mortgage payments in accordance with established guidelines
• Follow all company and departmental policies and procedures
• Utilize proper protocol for borrowers, clients, state and federal regulations, as well as best practices
• Follow up on calls and emails to customers and clients as needed for the resolution or clarification of issues.
• Consistently meet or exceed monthly goals
• Be flexible with their time and schedule in order to meet the needs of the business
• Perform other duties that may be assigned by supervisor

Minimum Qualifications :

Physical Demand :

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the  Know Your Rights  notice from the Department of Labor.

Compensation details : 22.6-24 Hourly Wage

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