Internal Wholesaler

AmeriLife Job Opportunity

For over 50 years, AmeriLife has been a leader in the development, marketing, and distribution of annuity, life, and health insurance solutions for those planning for and living in retirement. Associates get satisfaction from knowing they provide agents, marketers, and carrier partners the support needed to succeed in a rapidly evolving industry.

Job Summary

Support Sterling Bridge distribution segment by proactively managing assigned region(s) and account(s) in achieving regional and company sales goals. Initiate marketing campaigns and maintain relationships with assigned advisors and support key distribution relationships. Provide conceptual sales support and training on insurance concepts being marked to advisors.

Duties and Responsibilities

• Independently compare and evaluate insurance products based on knowledge of the channel, the product, the client, and the carrier to create appropriate proposals and present different alternatives, including:
• Carrier selection
• Premium funding patterns
• Merge client need to case design
• Provide sales concepts including illustrations and presentations using carrier and product analysis to support and facilitate client sales.
• Responsible for conducting policy review of existing contracts, analyzing the coverage, and providing a technical summary.
• Consult with financial advisors to determine if current policy meets client needs.
• Proactive, self-directed contact to financial advisers on illustration requests.
• Manage phone queue to provide service to advisors during business hours.
• Establish credible relationships with financial advisers and be able to provide immediate support on complex matters without direction.
• Educate financial advisors on the advantages and disadvantages of different life insurance products and strategies.
• Identify new opportunities to increase sales to meet the goals of the organization.
• Determine when case needs escalation to management.
• Act as the liaison between financial advisors and internal teams, pro-actively resolve any issues and inquiries.
• Serve as primary point of contact in the proper completion of applications and forms and provide software support.
• Independently research, summarize and provide competitive information and competitive positioning for specified products.
• Identify and analyze market trends and provide recommendations for sales growth.
• Works independently on assigned projects; operates with considerable latitude for un-reviewed action or decision.
• Perform other duties as assigned

Knowledge, Skills and Abilities

• Goal-oriented, self-starter possessing excellent communication skills.
• 3+ years of success in financial services sales (either wholesale or retail) with a focus on life insurance.
• Bachelor's degree as well as additional advanced degrees and/or designations (e.g. CLU, ChFC, CFP) preferred.
• Extensive knowledge of life insurance products and their applications in estate, retirement, and business planning.
• Experience in using CRM systems to log advisor data, activity, and other pertinent information.
• Series 6 or 7, Series 63, and appropriate life insurance licenses required.

Equal Employment Opportunity Statement

We are an Equal Opportunity Employer and value diversity at all levels of the organization. All employment decisions are made without regard to race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), sexual orientation, gender identity or expression, age, national origin, ancestry, disability, genetic information, marital status, veteran or military status, or any other protected characteristic under applicable federal, state, or local law. We are committed to providing an inclusive, equitable, and respectful workplace where all employees can thrive.

Americans with Disabilities Act (ADA) Statement

We are committed to full compliance with the Americans with Disabilities Act (ADA) and all applicable state and local disability laws. Reasonable accommodations are available to qualified applicants and employees with disabilities throughout the application and employment process. Requests for accommodation will be handled confidentially. If you require assistance or accommodation during the application process, please contact us at HR@AmeriLife.com.

Pay Transparency Statement

We are committed to pay transparency and equity, in accordance with applicable federal, state, and local laws. Compensation for this role will be determined based on skills, qualifications, experience, and market factors. Where required by law, the pay range for this position will be disclosed in the job posting or provided upon request. Additional compensation information, such as benefits, bonuses, and commissions, will be provided as required by law. We do not discriminate or retaliate against employees or applicants for inquiring about, discussing, or disclosing their pay or the pay of another employee or applicant, as protected under applicable law. Pay ranges are available upon request.

Background Screening Statement

Employment offers are contingent upon the successful completion of a background screening, which may include employment verification, education verification, criminal history check, and other job-related inquiries, as permitted by law. All screenings are conducted in accordance with applicable federal, state, and local laws, and information collected will be kept confidential. If any adverse decision is made based on the results, applicants will be notified and given an opportunity to respond.